Who Says Getting a Loan & Buying a New Home is Easy?!

By
Real Estate Agent with eXp Realty of California, Inc. CA DRE #01490977
https://activerain.com/droplet/4rNS

Who Says Getting a Loan and Buying a New Home is Easy?

Thoughts from a New Homeowner

 

I doubt that most people getting a mortgage and buying a new home these days would say it’s easy.

 

Oh, it can go very well with the right people to help you from start to finish – title, escrow, lender, buyer’s agent – but it is not, by a long-shot, stress free.

 

The mess in our garage at our new Carlsbad homeDon’t forget the stress of getting your home (yes, it’s filled with all kinds of stuff that you need to get rid of, isn’t it?) packed up and moving into a new home where everything is different.  Where do you put it all??

 

While you likely love having a new home, whether it’s the first or one of a long list, eyeing your home filled with boxes, bare walls, and furniture scattered about is more than a bit daunting.

 

Unless you buy a carbon copy of your old house, your stuff will all need to find new homes (and that can take weeks!!), and the traffic patterns will be new and take time to acclimate to.

 

You know…now which cupboard did I put those coffee mugs in (remember, you use to be able to find them without thinking in your early morning haze)? Which drawer holds the silver ware? I know I saw those favorite pots and pans, but where? The list goes on.

 

loving the new homeEven finding your way to the bathroom in the middle of the night in the dark feels different. And the light switches have all moved.

 

Unless you have ice water in your veins, all of this is stressful, with a bunch of anxiety thrown in here and there. I just did it again, for the 10th time, so I know what it’s like.

 

We are still getting used to where thing are in our home in Carlsbad, or in many cases have forgotten where we put them – I need signage! The 2-car garage still has no room for even 1 car, art work is still on the floor, boxes are piled in a few corners, and 2 weeks later we still, a little, feel like visitors in our new home. We love it, and it’s getting more comfortable, but it’s still new!!

 

working with a competent, knowledgeable REALTOR can make all the differenceBut the joys of homeownership far outweigh all the anxiety, the frustrations, the problems to be solved, the waiting, the fatigue and stress of moving to a new place. It’s unsettling for a while but you’ll get through it.

 

Preparing for what lies ahead (that’s why you work with a knowledgeable REALTOR!), making lists, following up, asking questions, and recognizing this will be a full time job in addition to whatever else you are doing helps a ton.

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jeff dowler crs

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John Meussner
Mason-McDuffie Mortgage, Conventional Loans, Jumbo Loans, FHA, 203(k), USDA, VA, - Walnut Creek, CA
#MortgageMadeEasy Walnut Creek, CA 484-680-4852

Hope you get things sorted out and settled in quickly, Jeff.  Happy Thanksgiving to you & your family!

Nov 26, 2014 02:55 AM #1
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Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hi Jeff -- you're right, it's not easy but nothing worthwhile typically is -- setting the proper expectations with buyers(and sellers too) about the real estate process can help lessen(we know it can't be eliminated) the stress.

Nov 26, 2014 03:27 AM #2
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Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Thanks, John. We are making good progress. At least the downstairs looks good and will not embarass us in front of our Thanksgiving guests

Michael - setting expectations is key, and keeping buyers and sellers informed (including anticipating questions) can make a big difference.

Jeff

Nov 26, 2014 03:51 AM #3
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Kathleen Daniels, Probate & Trust Specialist
KD Realty - 408.972.1822 - San Jose, CA
Probate Real Estate

Jeff, Moving is stressful. Change is stressful.  We keep our eyes on the price. Once we are all moved and settled in we get to enjoy that ever sweet place we call "HOME". 

Happy Thanksgiving ~ Happy Everything!

Nov 26, 2014 04:42 AM #4
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Chris Ann Cleland
Long and Foster REALTORS®, Gainesville, VA - Bristow, VA
Associate Broker, Bristow, VA

It took me about two years to learn which switches operated which lights in my new home.

Nov 26, 2014 06:38 AM #5
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Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Kathleen - one must ALWAYS keep focused on the goal, otherwise it will drive you nuts. We kept saying...this, too, shall pass.

Chris Ann - ha ha, I believe. It's amazing the simple little unconscious habits we have in a home that have to be relearned.

Jeff

Nov 26, 2014 06:44 AM #6
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Jane Peters
Home Jane Realty - Los Angeles, CA
Los Angeles real estate concierge services

This is very timely, Jeff. I am thinking of buying and the thought of moving is stressful in itself. But you are right. Home ownership is worth the trouble.

Nov 26, 2014 07:48 AM #7
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George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Jeff you had me breaking out into a cold sweat even thinking about what you listed in your blog.  After 33 years in this house I can't imagine the work in not only moving everything, but how much more space I would need to get it to all fit in a new home.

Nov 26, 2014 08:49 AM #8
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Jeff Dowler, CRS

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