This Is Your Life!

Real Estate Broker/Owner with Terry Bishop Realty LLC

Two topics continuously crop up when I am talking with buyers who are considering an active adult community:  1-It will be easy to get to know people there; and 2-I want to live on a golf course.

Living in any subdivision where homes are closer together and joined by a Homeowner’s Association will make it easier to get to know neighbors rather than living on 3.3 acres in suburban ranch zoning (Pima County).  But don’t fall into the trap of believing that because you live in an Active Adult subdivision, friends will be immediate.  And at the risk of sounding impertinent, are these going to be the friends you want for the rest of your life?

If you have read my previous three blogs, you know I have asked you to do some homework on what it is that you truly desire.  You may be better off in the city near the University where you can take advantage of University functions and functions going on downtown.  Your ability to make friends will depend more upon your own personality to reach out, taking classes for instance.  I have clients who take bead workshops and sell their wares at the annual Tucson Gem and Mineral Show and consign them at local shops.  Many active adults volunteer with an activity or service in which they believe, and find like minded people there. These activities run the gamut; cultural, medical, service oriented, sports oriented, educational.

And for those who want to live on a golf course; ask yourself this question- do you like to play golf on the same course or do you prefer to play on various courses?  If you like to play on the same course, then living in a golf course community is for you.  You can get up, have your coffee, grab your clubs and be on the green in no time. 

But if you prefer to play on various courses, you may consider living in an area somewhat centrally located, not in an active adult community, and join a golfing organization which has discounted rates at the various courses within Pima County.  There are dozens of courses including city courses, courses designed by famous golfers, courses for beginners, courses where national PGA tournaments are played such as Accenture Match Play, and each course offers its own challenges. 

In the last instance, use the money you would spend on HOA fees and golf club membership to play different greens.  And if you ever decide, for whatever reason, you don’t want to golf anymore, you are not locked into these fees.


Discussing these suggestions with your Realtor® should help you find the right community for you.  Remember, this is your money, and this is your life!  Make it what you want!

Comments (5)

Jon Quist
Tucson's BUYERS ONLY Realtor since 1996

Over the years I have had many buyers who face such a choice. Except for the really avid golfers most decided on not buying into a golf oriented active adult community, saving the HOA dues money to spend elsewhere.

Dec 03, 2014 11:35 PM
Les & Sarah Oswald
Realty One Group - Eastvale, CA
Broker, Realtor and Investor

Terry - I like your approach of service. After reading your blog, I feel that you are there to help and guide and there isn't a hint of sale. Wish more realtors were like you. 

Dec 03, 2014 11:49 PM
Mary A. Kozey

Living in a 55+ Retirement Community was the farthest thing from my mind; I was too active in community affairs to be saddled with a bunch of "old" people. Since my husband didn't play golf and was also very active with his hobbies and other things, we looked for a nice one story house on two to three acres of land. After weeks of house hunting and not finding what we were looking for, we "did" end up in a 55+ retirement community. No you are not going to make friends that easily, however, I found our community is just that, "a caring community"..we have activities that could keep a person busy every day, however, I pick and choose what I want to get involved in. We have single family homes that are geared toward our age group, with small lots that we can either maintain or for a fee, management will maintain. And best of all no HOA...
It was not that easy getting used to, since we were both very active in our prior husband took ill and I will say this place is a blessing..I don't know what I would do if I had two or three acres to contend with and the caring neighbors that I have.
There are pros and cons in all types of retirement communities, and you have to think long and hard about what you want to do and what you would do if your life took a turn for the worse.

Dec 04, 2014 01:00 AM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Terry, you offer great advice for anyone to consider before they purchase a home.

Dec 04, 2014 01:55 AM
Terry Bishop
Terry Bishop Realty LLC - Tucson, AZ
Earning Your Trust and Confidence...

Thank you for all your nice comments.  Jon I think once people understand the costs of living in a golf course community and paying club dues, they often decide to abandon that course because it makes more financial sense for most.

Mary Ann, I like your comments because they come from someone who had to make these decisions and not another real estate agent, therefore the comments carry more weight.

And Sarah and Lee, and Troy, thank you for your comments.   Real Estate agents should definitely try and help a client in selecting a place to live, especially if that client is new to the area.  

I enjoyed writing that series of four articles about an Active Adult Community and wish more people would think about these topics before plunking money down to purchase a home.

Dec 05, 2014 04:34 AM