With 2015 on the horizon, national home loan limits have been set, with no considerable changes from teh current 2014 loan limits.
CONVENTIONAL LOAN LIMITS
For all of Florida, with a higher exception for Monroe County (the Florida Keys), maximum conventional loan limits, which encompass Fannie Mae and Freddie Mac loans, will remain as follows:
FHA LOAN LIMITS
In 2014 FHA lowered its loan limits, to much criticism. 2015 loan limits will remain the same:
3-Units: $533, 850
VA LOAN LIMITS
For buyers with VA loans, the Veterans Administration does not have specific loan limits, since the loan limits are based on the amount a qualifiied Veteran with full entitlement may be able to borrow without making a down payment (yes, it's a bit confusing). However, most lenders will utilize the conventional loan limits listed above as their guide.