3% Down Conventional Mortgages

Mortgage and Lending with The Mortgage Experts at America's Mortgage, a Division of Cherry Creek Mortgage Co. NMLS #241555

Starting next week, we will be selling conventional mortgages with just 3% down.  These are different than the CHFA (Colorado Housing and Finance Authority) 3% down loans we already sell.  Not all of the underwriting guidelines have been released yet, but we'll let you know all the details soon.


In other news, VA has released their maximum loan amounts for 2015.  As always, they are the same as the maximum loan amounts for conventional loans, which are higher than they were in 2014 in the Denver-Metro area.  


Did you know that we do NOT charge an origination fee or an underwriting fee?  Our only lender fee is a $500 processing fee. 


Did you know that we don't have any underwriting overlays on the loans we sell?  That means we have no additional underwriting guidelines like most lenders have.  Pretty nice!


Have questions about anything related to a mortgage?  Give us a call and see why they call us The Mortgage Experts.  


Getting a loan approved is easy - if you know what to do.  The Mortgage Experts know what to do!!! Call us if you want to use the best lenders in Colorado!  


Make sure you check out our web site:



And check out all our great tips on our blog at: 



By the way, don't forget to refinance your current mortgage.  Rates are very, very low right now.  Don't miss out!  Call us today to get the details for your particular situation.


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