USDA Rural Housing Georgia

Mortgage and Lending with USDA / FHA Mortgage Source

USDA Mortgage Source is now proud to now be serving Georgia homebuyers in 2015!  The USDA Rural Development housing program offers 100% financing in select eligible locations throughout GA. Listed below are a few great benefits of the USDA loan:


  • USDA Loans require $0 down payment up to 102% financing in select eligible GA locations.
  • Reduced monthly mortgage insurance costs (PMI) when compared to other loan options like FHA. Over 3 times less!
  • USDA closing costs can often be included or rolled into the loan with higher appraisal. Closing costs can also be paid by the seller up to 6%. 
  • There is NO maximum loan amount with USDA Rural Housing. Homebuyers are approved based on debt to income
  • You do NOT need assets to qualify for USDA loans. No minimum requirements on savings.
  • Qualifying for a USDA loan with lower credit scores is possible. Please note our current min required credit score is 640.
  • USDA mortgages are secure 30 year fixed rate terms at low market interest rates comparable to FHA and Conventional home loans.
  • Home buyers can choose to put down money down if they like. 
  • USDA loans are for ANY new & existing single family residence located in a Rural Development eligible area. The home being purchased can be a regular sale, short sale, foreclosure home, bank owned, etc.
  • The USDA housing program is NOT solely reserved for first time home buyers. Move up buyers can use the USDA program.


Now serving all of Georgia including : Atlanta, Marietta , Columbus, Savannah, Sandy Springs, Macon, Roswell, Albany, Marietta, Warner

Robins, Smyrna, Valdosta, North Atlanta, Redan, Dunwoody, East Point, Rome, Alpharetta, Peachtree City, Gainesville, Douglasville, Dalton, Mableton, Lawrenceville, Kennesaw, Hinesville, Martinez, Tucker, Duluth, LaGrange, Statesboro, Griffin, Newnan, Carrollton, North Druid Hills, Forest Park, Acworth, Evans, Milledgeville, Belvedere Park, Woodstock, Snellville, Thomasville, College Park, Canton, Cartersville, Decatur, Saint Marys, Americus, Brunswick, Riverdale, Tifton, Dublin, North Decatur, Wilmington Island, Sur Hill, Waycross, Fayetteville, Moultrie, Powder Springs, Covington, Union City, Saint Simons, Calhoun, Druid Hills, Panthersville, Winder, Conyers, Stockbridge, Monroe, Bainbridge, Suwanee, Cordele, Kingsland, Lilburn, Villa Rica, Perry, Fort Stewart, Douglas, Buford, Vidalia, Pooler, Doraville, Cedartown, Norcross,  Jesup, Cairo, Lonville, Richmond Hill, Thomaston, Gresham Park, Toccoa, Chamblee, Fort Oglethorpe, Fairburn, Dallas, Eatonton, Austell, Rincon, Centerville, Dawson, Lithia Springs, Mountain Park, GA, Georgia 


Please contact us a or call 904-302-6060



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