RENT vs BUY, Do you need RENT vs BUY listings emailed to you to study and compare? What cities are you considering, the minimum number of bedrooms and the maximum payment/price your looking to achieve?
I can set you up to receive automatic emails updated daily with new rental listings as they come available to study and compare that fit your search criteria.
You may even qualfiy to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or even as low as .5% half percent down payment program. You may qualify for 3% down conventional with a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) from a minimum 620 fico score.
You may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. It only takes a few dozen questions to qualify you in minutes and go over your options and email you listings too.
You may consider down payment assistance programs such as Access or CHDAP.
For Example: You can buy with only $1,000 down payment and approx 2-4k more for closing costs on a 200k purchase with premium financing. There is also VA no down payment with no mortgage insurance and can close with getting your earnest money deposit refunded. USDA Rural zero down purchase loan with low minimal mortgage insurance.
What do you think between RENT vs BUY, when rentals usually require first, last and security deposit before you move in. A purchase can be structured so you can close with zero to 3-4k out of pocket with the Access half percent down payment program. Here is a flyer and needs list to qualify with a few dozen questions in minutes.
I specialize in Over and Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify for programs, rates and terms as necessary. I can raise fico scores within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
Why Rent When You Can BUY? YOU Have Nothing to Lose, EQUITY to GAIN!
Sheryl Arndt, standard needs list checked, pdf
Loan Processing needs list
Why Rent brochure
http://www.frankandsheryl.com/Documents/Why%20Rent%20brochure,%20outside.jpg
http://www.frankandsheryl.com/Documents/Why%20Rent%20brochure,%20inside.jpg
CHF Access income limits
http://www.Under640FicoScoreLoans.com
http://www.under640ficoscoreloans.com/Pages/ContactSheryl.aspx
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 7pm Monday thru Saturday, Sundays by appt.
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