Struggles of Homeownership for Single Mom is Heartbreaking!

Property Manager with Gibson Management Group, Ltd.

While I was in the line at a local popular bagel shop recently, a woman and her husband in front of me were lamenting to a friend how HARD homeownership is.


Their plumbing has a leak and she was unsure what to do.  Her quote was..."when she was a tenant, she just called her landlord" that she is a homeowner, she has to determine who to call and how much it will cost.  She had not considered this aspect of home ownership when they purchased their home last summer.


Meanwhile, a WORKING single mom w/3 small girls is suffering with a broken heating system that she can not get fixed until February when she gets her tax refund. Her family is staying warm with space heaters loaned to her by friends in her community.


Local community action agencies, utility assistance programs and social services can not help her because she makes too much money......yet, she owns her own home....and her family is COLD.


Whatever the reason, homeownership is becoming a LIFESTYLE choice and not necessarily an ECONOMIC choice for the potential of appreciation.  Sure, they have the FREEDOM from their landlord that homeownership entails; however, some may not have thought of the downside or be in a financial position to MAINTAIN their ownership so their FREEDOM becomes a BURDEN to their family.


Posted by

Wallace S. Gibson is a Certified Property Manager with over 50 years of property management experience and expertise.  She maintains a specialized property management business in Central Virginia serving Albemarle, Greene, Fluvanna and Louisa counties  


View our available Charlottesville, Albemarle and Lake Monticello rental homes online with photos and floor plans

" be a Virginian, either by Birth, Marriage, Adoption, or even on one's Mother's side, is an Introduction to any State in the Union, a Passport to any Foreign Country, and a Benediction from the Almighty God...." Anonymous


Comments (5)

Debbie Gartner
The Flooring Girl - White Plains, NY
The Flooring Girl & Blog Stylist -Dynamo Marketers

Yes, many fail to factor in the maintenance costs of owning a home.  It's also possible that this person skimped and didn't hire a home inspector.

Jan 07, 2015 08:51 PM
Rob D. Shepherd
RETIRED - Florence, OR

Being a landlord myself, I have dreamed how nice it would be to call someone else to have them get it fixed and pay the bill themself.

Jan 07, 2015 09:48 PM
Inna Ivchenko
Barcode Properties - Encino, CA
Realtor® • GRI • HAFA • PSC Calabasas CA

All my clients are welcome to call/email me if they need a good referral for any issue they can encounter. It is true, it can be overwhelming to be in charge, but call your agent and ask for referrals.

Jan 09, 2015 01:26 PM
Wallace S. Gibson, CPM
Gibson Management Group, Ltd. - Charlottesville, VA

In the "olden daze", her church or a local civic club like Rotary or Jaycees would find out about her and offer to get the furnace fixed....the fact that she does not have the resources is very sad.

Jan 09, 2015 09:07 PM
Rob Arnold
Sand Dollar Realty Group, Inc. - Altamonte Springs, FL
Metro Orlando Full Service - Investor Friendly & F

I came to the conclusion after the recession that homeownership by poor people is typically a bad financial decision.  You need money to own a house.  A new roof or furnance can cost thousands and you typically have to pay it yourself in cash without financing.  Some people just need to keep renting. 

Maybe in the future these people can buy a home warranty and have some repairs covered. 

Jan 11, 2015 12:31 AM