Save Those Papers!

By
Real Estate Agent with Berkshire Hathaway Home Services Florida Network Realty BK 3030920

 

It came as a surprise: I am President Elect for the Jacksonville Women's Council of Realtors Chapter this year, so we went yesterday to add me to the bank accounts.

I had my state issued driver's license and federal issued passport (you never know when you may get the chance to go somewhere super fun on short notice!) as my ID's.

The glitch?  The bank, who happens to have my mortgage and my HELOC had me under a different name.

My married name.

I've been divorced 11 years.  I remember wanting to change my name before I closed on my house 10 years ago, but it just wasn't going to work out timing-wise.  And, hey, the ex is a good guy, it didn't bother me to see my hyphenated married name.

I pressed a bit that I was showing the federal government and the state government had both been provided ample information to allow me to return to my maiden name, and the bank employee went to his manager, but it was evident I was going to have to provide my divorce papers granting me my maiden name in order to accomplish this. 

Save those papers - you never know when you may have to provide them!

Posted by

Carol Zingone is a full service Broker Associate proudly affiliated with Berkshire Hathaway HomeServices Florida Network Realty in Atlantic Beach, FL.  I help buyers and sellers locally, regionally, and internationally.  With hundreds of happy buyers and sellers over the course of my career, I'm thrilled to help first time buyers, military buyers, seniors, investors, 1031 exchange properties, short sales and REO's.  I have spent hours honing my expertise, including the designations of: Graduate Realtor Institute (GRI), Loss Mitigation Certification (LMC) , Short Sales, Foreclosures, REO's, (SFR), and Senior Real Estate Specialist (SRES).  I pride myself on providing excellent expertise to all buyers and sellers. Search the MLS via www.carolzingone.com  for Jacksonville and area listings!

 

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Rainer
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Conrad Allen
Re/Max Professional Associates - Webster, MA
Webster, Ma, Realtor

Hi Carol.  Common sense is not all that common.  It must have been the Bank of America.

Jan 08, 2015 12:36 AM #1
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Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

Carol, it's amazing especially since the bank people knew you personally?  It just shows how we need to be vigilant to make changes everywhere when we decide to have a name change.  Congratulations on being President-elect for your WCR chapter!

Jan 08, 2015 10:17 AM #2
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Chris Ann Cleland
Long and Foster REALTORS®, Gainesville, VA - Bristow, VA
Associate Broker, Bristow, VA

Good grief.  I'm glad I save things too.  It might take some digging, but I've got all kinds of stuff.

Jan 08, 2015 12:13 PM #3
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Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Congratulations on the new position Carol!

I save everything, but after 10 years I may have a hard time finding a document.

 

Jan 08, 2015 01:05 PM #4
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Barbara-Jo Roberts Berberi, MA, PSA, TRC - Greater Clearwater Florida Residential Real Estate Professional
Charles Rutenberg Realty - Clearwater, FL
Palm Harbor, Dunedin, Clearwater, Safety Harbor

Wow, yes, finding documentation is always important! Congratulations as well!!

Jan 14, 2015 05:06 AM #5
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Carol Zingone

Global Realtor in Jax Beach, FL - ABR, CRS, CIPS
Questions About FL, Beaches Homes? Ask Me!
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