We can help with credit repair/advice and assistance at no cost.
You will need a minimum of 580 fico to qualify for 1/2% down purchase loan anywhere in CA.
You may qualify FHA with fico scores between 500-579 with 10% down but with a minimum 580 fico scores may qualify for 3.5% down or as low as .5% half percent down payment programs.
We can get your fico scores up within 3-4 days in most cases to qualify for programs, rates and terms as necessary.
You may consider 3% down conventional from a minimum 620 fico score and even 5% down conventional with NO Mortgage insurance (Lender paid MI).
Check us out. http://www.under640ficoscoreloans.com/Pages/CreditRepair.aspx
I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Qualify with a few dozen questions in minutes... California only.
Call to qualify in minutes and go over your credit and options.