Do you need help getting a home loan approval in CA?

Mortgage and Lending NMLS#297251 BRE#01140252

Your Approved

We can help with credit repair/advice and assistance at no cost.

You will need a minimum of 580 fico to qualify for 1/2% down purchase loan anywhere in CA.

You may qualify FHA with fico scores between 500-579 with 10% down but with a minimum 580 fico scores may qualify for 3.5% down or as low as .5% half percent down payment programs.

We can get your fico scores up within 3-4 days in most cases to qualify for programs, rates and terms as necessary.


You may consider 3% down conventional from a minimum 620 fico score and even 5% down conventional with NO Mortgage insurance (Lender paid MI).

Check us out.

I specialize in Under 640 Fico Score Loans and offer credit repair at no cost to raise fico scores to qualify. Qualify with a few dozen questions in minutes... California only.

Call to qualify in minutes and go over your credit and options.


Sheryl Arndt, Real Estate Broker/ Sr. Loan Officer CA only
REO & Short Sale Specialist
22+ Years Experience
 BRE# 01140252
NMLS# 297251

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