During the past few months the government has begun the process of loosening credit qualification standards targeted to entry-level, often first-time homebuyers. The government has also begun to address lender concerns about loan put-back risks and a key Dodd-Frank issue/risk that might have curtailed residential lending. In addition, oil prices and, consequently, fuel prices have come down sharply, increasing consumer discretionary income and making outlying suburban markets potentially more affordable for home buyers. READ MORE
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