Have you been declined or have credit issues?
We can help with credit repair and work directly with the bureaus to get items cleaned up within a few days to a 45 day fico repair at no cost.
Our FHA loans are available from minimum 500 fico with 10% down, minimum 580 fico score FHA 3.5% down, FHA 1/2% down with minimum 580 fico, Zero down if you are a Veteran or have a minimum 580 fico score and use the USDA Rural purchase loans.
You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI).
What kind of issues do you have. Bk 2 years, Foreclosure 3 years, credit issues not yours on the credit report, no fico score OK, low fico for credit repair? These are easy fixes although you can not have any "disputes" on accounts with balances on your credit reports to qualify for any loan program. I can get disputes removed in a timely manner if you already have some.
Let's talk about it...
I specialize in Under 640 Fico Score Loans and offer credit repair advice at no cost to raise fico scores to qualify. It only takes a few dozen questions to qualify you in minutes for the many loan programs I offer. You have Nothing to Lose and EQUTY to Gain. Call now.
*You may now qualify convenitonal ONE DAY after a short sale, forexclsoure or deed in lieu with a minimum 660 fico score and 20% down. You may qualify FHA ONE YEAR from a BK, short sale, foreclosure or deed in lieu with a minimum 580 fico score and from 3.5% down or as low as .5% half percent down payment program.
Conventional vs FHA.