Special offer

Got Real Estate? Call to qualify in minutes, CA ONLY.

Mortgage and Lending NMLS#297251 BRE#01140252

Got Real Estate, Own a Home for Less than Rent

WHY RENT when you can own paying less than rent in many cities? 

You can qualify for an FHA mortgage with a minimum 500 fico with 10% down or FHA 3.5% down or as low as 1/2% half percent down with a minimum 580 fico score in California. You can buy your rural dream home with Zero Down USDA Rural with a minimum 580 fico score unless your a Veteran then there is a no fico score requirement.

Your credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. It only takes a few minutes to pre-qualify by answering a few dozen questions and provide this needs list for a pre-approval to get out shopping for a home of your choice.

You have Nothing to Lose and EQUITY to GAIN.

WHY RENT Brochure
Outside of WHY RENT Brochure

Inside of WHY RENT Brochure

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If you own already and are upside down, give us a call to see if you qualify for HARP programs or Refinance. (Don't disqualify yourself, call to qualify) We offer ALL Loan Programs!
We can save you hundreds off your mortgage payment...

Serving all of California for loans and have associate real estate agents through out CA.
Give us a call,

Sheryl Arndt, Real Estate Broker, Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
20+ Years Experience
DRE# 01140252
NMLS# 297251

Carla Muss-Jacobs, RETIRED
RETIRED / State License is Inactive - Portland, OR

Are Sales Agreement states that there is a Pre-Approval letter, not a pre-qual.  I don't want my clients pre-qualified.  

Jan 19, 2015 10:37 AM
Sheryl Arndt

The difference of a Pre-qualification are just the questions, A Pre-approval Letter is documented proof of a DU Approval or Documented Pre-approval with underwritten Approval within 72 hours. We are only licensed within CA so and have recently been approved for 32 more states but undecided which ones so my comments are CA only. 

Jan 19, 2015 01:56 PM