Outer Banks NC Insurance Rate Decrease

By
Real Estate Agent with Sun Realty NC

 

 

We love starting off the New Year with good news, and here it is!!!

North Carolina Insurance Commissioner Wayne Goodwin has ordered a zero percent statewide overall average change in homeowners’ insurance rates, effective June 1, 2015.  The decision comes after Goodwin held a hearing to examine the insurance companies' request to raise overall average rates by 25.6 percent. During the hearing, experts from the N.C. Rate Bureau, on behalf of the insurance companies, and experts from the N.C. Department of Insurance, representing the interests of the public, presented their cases for and against the rate hikes. It was the first hearing on homeowners’ insurance rates since 1992.

"The rates I have ordered are the result of the most thorough inspection of North Carolina homeowners’ insurance rates in more than 20 years," said Goodwin. "After considering all of the evidence and data available, I have determined that no factors or events justified the excessive rates requested by the insurance companies."

Effective June 1, 2015, rates for the barrier island portions of Currituck, Dare and Hyde Counties will go down 9%, a savings of about $223 for $150,000 of coverage; rates for the mainland areas of Currituck, Dare, Hyde and Pamlico Counties will do down 8.9%, a savings of $189 for $150,000 of coverage. The NC Rate Bureau had requested a 35% increase for barrier island territories and a 10% increase for inland northeastern coastal territories.


Read the full order here:

http://www.ncdoi.com/Media/Documents/12-19-14_HO_Order_Total.pdf



Got questions?
Ask! 
hughwilley@sunrealtync.com or 252-489-8491
Hugh "Scooter" Willey
www.nagsheadhomes.com 
www.hughwilley.obxwhere.com
www.outerbankshomes4sale.com 


If you enjoy my blog posts, then let's Network more, here is my LinkedIn Profile


 

 
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I strive to be your one-stop-shop for all that is happening in world of real estate and in our very own little oasis of the Outer Banks of North Carolina. I invite you to become a fan of our Facebook page (https://goo.gl/9HGocw ), post your comments, ask questions...start a conversation!

If you are considering buying or selling in the Outer Banks, please contact me today at 252-489-8491. Should you have any questions or would like to discuss your unique situation regarding real estate in the Outer Banks of North Carolina, then please call or email me today.

 

Got questions?
Ask! 
hughwilley@sunrealtync.com or 252-489-8491
Hugh "Scooter" Willey
www.nagsheadhomes.com 
www.hughwilley.obxwhere.com
www.outerbankshomes4sale.com 

 

If you enjoy my blog posts, then let's Network more, here is my LinkedIn Profile

 

Comments (2)

Sandy Padula & Norm Padula, JD, GRI
HomeSmart Realty West & Florida Realty Investments - , CA
Presence, Persistence & Perseverance

Hugh Willey North Carolina clearly has an insurance commissioner who understands how insurance companies have worked the system. Too bad Florida has not been as fortunate.

Jan 19, 2015 11:26 PM
Captain Wayne - Rowlett Real Estate School
Rowlett Real Estate School - Panama City, FL
Rowlett Real Estate School / Owner and Instructor

Hi Hugh, I just wanted to drop by and say hello and welcome you to ActiveRain.  It's great to have you aboard.  Congratulations on your first appearance here in the ActiveRain Blogging arena.  Keep up the good work!

Jan 20, 2015 10:56 AM