Lack of Insurance Trend

 

Lack of Insurance Trend

 

When hiring a local company to do work on your home, be sure to verify that the company has proper insurance coverage to handle any problems that may occur during the repairs and improvements done by the contractors.

Many will assume that if the contractor is licensed with the State of California than they must have insurance. That is not exactly true. The licensing Board will require Bond Insurance and workers compensation insurance if the company have employees. There are not any Liability Insurance requirements required to maintain a general contractor's license or any of the specialty trade licenses.

So the contractor that you just hired may not be covered for damages cause will on the job. What can you do to make sure that you are protected? Require the insurance yourself.

As a part of the contract you can certainly require the contractor to have proof of insurance before beginning the job on your home. If he can not provide such proof, move on to the next contractor.

As far as checking the bonding insurance and workers compensation, this can be done online by going to the California State site and checking.

Check on contractor's status here.

 

 

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Specialists in Dry Rot and Water Damage Repairs

 

 

Tom Arstingstall Tromler Construction General Contractor Specializing in Dry Rot and Water Damage Repairs 916-765-5366 Water Damage Repair in Sacramento Dry Rot Repair Contractor in Sacramento E-mail Contact