Sacramento Closing Delays Due to FHA MIP Reduction

By
Real Estate Agent with RE/MAX Gold DRE #00697006

My husband keeps asking me how I am feeling after my arthroscopy surgery yesterday, and I wish he would just stop. This is what drugs do to you. They can make you highly irritable. Or, in my case, just the same as I always am. LOL. Actually, the recovery process and the surgery itself went well. I survived yesterday, but only because I took my cellphone to bed, and that was enough entertainment for one day.

I was a bit surprised that they didn't prescribe Vicodin but they said you can't get that drug anymore. The Powers that Be decided the drug contained too much acetaminophen. So, now they prescribe a drug that sounds like a northern California real estate conference.

When they discharged me from the Same Day Surgery over at U.C. Davis, they gave me a patient Thank You card. This where all of the nurses, attendants and doctors sign, wishing you a speedy recovery. You know they don't mean it, and they're just following protocol, but it was still cute. At least nobody drew a hanging dead guy on it.

I did my best to maintain a positive attitude, even when buyer's agents were pleading for my sellers to let their transactions roll into February so the buyers can take advantage of the upcoming much reduced FHA mortgage insurance premium to .85%. This means a lot of Sacramento escrows are being delayed. Some sellers care about helping the buyer and others do not. But what else is new?

You can read more about my miraculous recovery in FHA Mortgage Insurance Reductions and Arthroscopy Surgery.

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Weintraub and Wallace Realtors

 

 

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Elizabeth Weintraub is co-partner of Weintraub & Wallace Team of Top Producing Realtors, an author, home buying expert at The Balance, a Land Park resident, and a veteran real estate agent who specializes in older, classic homes in Land Park, Curtis Park, Midtown, Carmichael and East Sacramento, as well as tract homes in Elk Grove, Natomas, Roseville and Lincoln. Call Elizabeth Weintraub at 916.233.6759. Put our combined 80 years of real estate experience to work for you. Broker-Associate at RE/MAX Gold. DRE License # 00697006.

Photo: Unless otherwise noted in this blog, the photo is copyrighted by Big Stock Photo and used with permission.The views expressed herein are Weintraub's personal views and do not reflect the views of RE/MAX Gold. Disclaimer: If this post contains a listing, information is deemed reliable as of the date it was written. After that date, the listing may be sold, listed by another brokerage, canceled, pending or taken temporarily off the market, and the price could change without notice; it could blow up, explode or vanish. To find out the present status of any listing, please go to elizabethweintraub.com.

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Topic:
Home Buying
Location:
California Sacramento County Sacramento
Groups:
CALIFORNIA REAL ESTATE
Lyon Realtors
ActiveRain Rockstars
Club Chaos
Tags:
fha mip
fha mortgage loans
fha mortgage insurance reduction
extending escrow to capture new mip
arthroscopy surgery
sacramento closings

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Rainmaker
2,559,757
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

Gotta love your line, "You know they don't mean it, and they're just following protocol, but it was still cute. At least nobody drew a hanging dead guy on it."  I know the feeling!

Be kind to Adam!  You need someone to feed the cats for us!

Jan 27, 2015 11:26 AM #1
Ambassador
3,093,339
Chris Ann Cleland
Long and Foster REALTORS®, Gainesville, VA - Bristow, VA
Associate Broker, Bristow, VA

So the mascara thing wont' be a problem after all!  Glad you have that behind you.

Jan 27, 2015 11:52 AM #2
Rainmaker
2,948,551
James Dray
Fathom Realty - Bentonville, AR
Exceptional Agents, Outstanding Results

You irritable?  I just consider it as JBE or Just being Elizabeth... Just having a little fun Elizabeth....  Take care and I hope all goes well.  

Jan 27, 2015 07:41 PM #3
Rainer
1,756,848
Conrad Allen
Re/Max Professional Associates - Webster, MA
Webster, Ma, Realtor

Hi Elizabeth.  That is wonderful that you didn't have tear.  Get healthy.

Jan 27, 2015 08:16 PM #4
Rainmaker
4,797,528
Gabe Sanders
Real Estate of Florida specializing in Martin County Residential Homes, Condos and Land Sales - Stuart, FL
Stuart Florida Real Estate

Nice to read that the surgery went well, Elizabeth.  Sure hasn't stopped slowed your business down any.

Jan 27, 2015 08:59 PM #5
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