VA Funding Fee Table

Mortgage and Lending with Home Loans by Sean Young - New American Funding NMLS: 191647

The VA_Funding_Fee_Table

VA Funding Fee

VA home loans require an upfront one-time payment called the VA funding fee. The fee is a percentage of the loan amount and is paid in cash at closing, or more commonly is applied to your loan balance reducing your out of pocket expenses.


Why Do I Have To Pay This Fee?

The VA Funding fee reduces the loan’s overall cost since there is no down payment required up to the max county loan limit and there is no monthly mortgage insurance.

The VA Funding Fee is non-refundable. If you are in the middle of getting your disability approved while you are getting your loan, you may in rare occasions receive a funding fee refund. The VA Funding Fee can be paid by the seller concession, but be aware it must be factored into the 4% maximum that is allowed for seller paid closing costs on VA loans.


VA Funding Fee Table

VA Funding Fee Table - Loan Officer Sean Young


2015 Colorado VA Loan Limits

Would you like to get pre-approved for a Colorado VA Home Loan? Click Here

Have VA Home Loan questions? Call 303-521-7169 or Email

Posted by

Sean Young
Mortgage Loan Officer

Cell: 303.521.7169

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NMLS: 191647  / LMB: 100013240

MyLenderSean.comFirstCal Colorado Mortgage

Comments (3)

John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Sean - This is very good information on VA funding fee table.

Jan 27, 2015 06:54 AM
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

I was looking for this table ! Perfect timing as I'm talking about VA tomorrow !

Mar 30, 2015 11:01 PM
Sean Young
Home Loans by Sean Young - New American Funding - Highlands Ranch, CO
Colorado loan officer

Great! Glad it can be some use to you Michael. 

Mar 31, 2015 03:19 AM

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