Loan Program for Native Americans - HUD 184

Real Estate Agent with Keller Williams INTEGRITY SP00054677

The HUD 184 loan program for Native Americans is worth checking out. It is similar to FHA but has no credit score limitations and PMI is much less. This program works with single family homes, condos, townhomes and homes that need work.

If you are looking to purchase a home and qualify for Native American assistance, please contact me to help you find a property. I am licensed to sell real estate in the entire state of Kansas. I primarily work in the Lawrence, Kansas, Douglas County and surrounding areas.

Here are some details about the HUD 184 program:


·         2.25% down payment

·         LOW PMI:  .15%

·         Open Statewide in KS

·         We can do owner occupied single family (1-4 units), manufactured, condos, townhomes

·         We can do purchase + rehab if there is a home that needs some work (similar to FHA 203k, but much smoother process as we do them frequently)

·         No minimum credit score (we do have to qualify and see that people pay bills)






Comments (5)

Mario A. Reyes
Coldwell Banker - San Leandro, CA
Your real estate friend at San Francisco Bay Area

Thank you Lisa for this informative post on this loan program HUD 184 for native Americans that are applicable (I think) not only in Kansas but also elsewhere.

Jan 27, 2015 11:32 PM
Lisa Bullerman
Keller Williams INTEGRITY - Lawrence, KS
NE Kansas Realty Specialist

Yes, they are available elsewhere, similar to FHA loan program, only better.

Jan 27, 2015 11:36 PM
Kristin Johnston - REALTOR®
RE/MAX Platinum - Waukesha, WI
Giving Back With Each Home Sold!

I enjoyed reading your post!  Thanks for sharing it and I hope you have a great day!

Jan 27, 2015 11:48 PM
Troy Erickson AZ Realtor (602) 295-6807
Good Company Real Estate - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Lisa - I think this is a great program, and hopefully can be utilized by many Native American Indians here in Arizona.

Jan 28, 2015 01:39 AM
Garrett Duncan
ENG Lending, Section 184 Specialist ph: (720) 496-2304 cell: (720) 525-9382

HI Lisa,  Thank you for spreading the word about the Section 184.  It is a great program for qualified Native Americans.  I've used it to purchase my home in Denver.

Feb 09, 2015 01:29 AM