KACHING!!! Saving Money is a Snap!

By
Real Estate Agent with Sabinske & Associates, Inc. (Albertville, St. Michael)

With all the belt-tightening going on around the country, I am proud to say I am, and always have been, a tightwad. 

 

Is that a bad thing?  I don't think so, especially after visiting many, many foreclosures where the waste left behind was unfathomable. 

 

I love my vocation, but I wouldn't still be standing among the realtors who still call this a full-time position if I hadn't made adjustments starting about three years ago.

 

One of the best moves I ever made was starting on ActiveRain nearly seven years ago.  That is a saving in and of itself. 

 

I regularly shop my own phone services to see if I can get better rates.  I never pay for print advertising unless the client reimburses me.  I watch the expenditures for any advertising....business cards included….down to the penny. 

But, on a personal note, one of my best resources has always been the Tightwad Gazette.  I have all of the books and am now subscribing to that (http://www.tightwad.com/) and Pocket Your Dollars which is local, the Minneapolis Star Tribune's Steals and Deals, and Living Social (Check your local issue of that). 

 

Good luck saving your dimes.  I just saved $250 a year changing my calling plan....with little to no changes for usage or minutes! 

 

If you have savings tips, please include them in a comment.  We can all use a little extra money!

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The information contained in this blog is believed to be true and correct and while every effort is made to ensure that the information is as accurate as possible, the author of this blog, and its comments disclaim any implied warranty or representation about its accuracy for any particular purpose. All information is copy written and the property of Suzanne McLaughlin.. 

For more information about real estate values in your area, give me a call or email me at 763-497-1870 or mclaughlinhomes@gmail.com  

Suzanne McLaughlin

Sabinske & Associates, Inc.    

When you need to buy or sell in St. Michael or Albertville Minnesota, or anywhere in Wright County, Sherburne County or Anoka County or Hennepin County, give me a call! 

Comments (39)

Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Suzanne nothing wrong with being Frugal, just do not be penny wise and pound foolish, Endre

Feb 05, 2015 03:13 PM
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Suzanne. You make great sense and why shouldn't those pennies be saved? You make such great sense, great job with this post.

Feb 05, 2015 06:20 PM
Ron Marshall
Marshall Enterprises - Saint Michael, MN
Birdhouse Builder Extraordinaire

Frugal....tightwad....pennywise....whatever you call it, it is smart.  I love saving cents with sense.

Feb 05, 2015 09:44 PM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

I get a real high out of saving money and getting a good bargain. I will check out that website too Suzanne. I was not aware of it.

Feb 05, 2015 11:03 PM
Robert Bob Gilbert
Berkshire Hathaway HomeServices Anderson Properties - Katy, TX
Your Katy TX ( West of Houston) Real Estate Expert

Suzanne, I came back to bookmark this page. For some unknown reason trying to bookmark any page has become problematic when I am using Google Chrome but it finally worked today but not yesterday. 

Feb 06, 2015 05:58 AM
Yolanda Cordova-Gilbert
Richmond, TX

Suzanne,

 I too love being frugal why pay more if you can get the same thing cheaper? Bob had some dental work done and we had to pay $2000 out of pocket, I asked the Dentist for a discount it saved me $400! It never hurts to ask nicely!

Feb 06, 2015 06:33 AM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES
Tropic Shores Realty - Ich spreche Deutsch! - Spring Hill, FL
Florida Waterfront and Country Club Living

Suzanne, my phone bill is getting ridiculous so I think a rate checkup is in order.  My favorite supermarket has many two for one sales that intake advantage of to stock up on things.  Going to check out that website you mentioned, thanks!

Feb 06, 2015 11:05 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Silvia Dukes PA, REALTOR I think we all get into a rut of not thinking about phone and cable or internet bills.  Most of the time, if you ask and are persistent enough, they will find a better "deal" for you!  Thanks for the comment!

Feb 07, 2015 04:19 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Now that was a really smart move, Yolanda Cordova-Gilbert .  Always ask, it never hurts to do that, and if you are as sweet as you are, I know that it will work frequently!

Feb 07, 2015 04:25 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Bob, have you tried switching to Firefox for ActiveRain.  It seems to work much better than Chrome or IE.

Feb 07, 2015 04:44 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Rebecca Gaujot, the GO TO REALTOR  I am pretty sure that a once a year review is a good idea for cable, cell and internet providers.  You never know when and how much you might save!  Thanks for the comment.

Feb 07, 2015 04:52 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

William Feela If you save $$$, once in a while you can spend $.  That is my philosophy!

Feb 07, 2015 07:56 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Debbie Reynolds I think I might share some of my other money-saving websites tomorrow on Serendipty Sunday.... Thanks for the comment!

Feb 07, 2015 08:03 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Ed Silva We all like to save rather than spend money on things we need but would rather not.  Thanks for a great comment.

Feb 07, 2015 08:32 AM
Sharon Alters
Coldwell Banker Vanguard Realty - 904-673-2308 - Fleming Island, FL
Realtor - Homes for Sale Fleming Island FL

Suzanne McLaughlin I just organized my pantry and not we are eating out of it. By doing this, we will avoid letting food expire. We also cut our cable bill recently by telling them we were going to leave. We also cut our house payment over $400 by refinancing to a lower interest rate.

Feb 07, 2015 11:31 AM
Don Sabinske
Don Sabinske, Sabinske & Associates Inc. - Zimmerman, MN
Sabinske & Associates Inc.

I regularly go over various expenses to see where some cuts can be made.  Like any business, my brokerage and my family expenses have to be managed.  Good post!

Feb 07, 2015 09:42 PM
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Watching those expenses is a very smart activity. Many are able to reduce their phone costs if they are willing to ask for changes.

Feb 08, 2015 01:37 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Roy Kelley KACHING!  You are right on the ball and on the money!  Thanks for your comment, Roy

Feb 08, 2015 01:41 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Hella M. Rothwell, Broker/Realtor® Thanks for the comment, and like you, being out and about gives me more business than any other exposure.  Period!  I know that your outgoing nature will keep you in business for a long time! 

Feb 08, 2015 03:08 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

Sharon Alters Good ideas....we are eating out of our freezer, LOL, because I tend to overbuy a bit for just the two of us!  And, cable companies often will renegotiate to a lower price if you threaten to leave.  Thanks for the comment!

Feb 08, 2015 03:14 AM

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