Buy Ventura County Short Sales, Fannie Mae Helps First Time Buyers

Real Estate Agent with Allison James Elite CA. BRE 01501699

Ventura County Short Sale Realtor 805.208.0823

By Chris B Johnson Realtor,  Moorpark Short Sale ,

Thousand Oaks Short Sale,

Simi Valley Short SaleMoorpark Short Sale

Ventura County Short Sale,

 Fannie Mae has renewed its commitment to responsibly help  lenders extend affordable mortgage financing to qualified  homebuyers. Fannie Mae offers an industry-leading combination of mortgage  products, tools, and informative resources to grow sound business  opportunities for lenders and sustainable homeownership  opportunities for consumers.

 Our priority 
A safe, responsible balance between expanded access to mortgage  financing and the long-term viability of today’s mortgage loans—limiting risk to lenders, investors, homeowners, and taxpayers.

Our goal 
Straightforward work process with lenders to make mortgages more accessible, affordable, and sustainable.

Accessibility: Helping creditworthy homebuyers qualify for a mortgage
Fannie Mae works to support lenders as they serve qualified homebuyers who may have difficulty getting approved for a home loan in today’s market. We offer the mortgage products, underwriting guidelines, and lender tools that help limit risk and increase confidence as lenders make approval decisions. We support homebuyers with resources to help them navigate the mortgage process.

Affordability: Limiting the up-front and monthly costs of mortgages
Fannie Mae has established product flexibilities allowing lower down payments and competitive monthly costs—addressing key financial barriers for many homebuyers. Low down payments are supported by other common-sense requirements, including income verification, debt-to-income maximums, a good credit history, and in many cases pre-purchase counseling.

Sustainability: Supporting the long-term success of homebuyers
Fannie Mae wants a homebuyer’s mortgage to be affordable on the day they buy their home and for the life of their loan. This is a key requirement for today’s affordable lending, achieved by verifying a homebuyer’s financial readiness, and offering products that fit their financial needs. Combined with tools that help lenders manage risk, Fannie Mae and the industry are able to serve a dynamic housing market.

97% LTV Offering


“Our new 97 percent LTV offering is simply one way we are working to remove barriers for creditworthy borrowers to get a mortgage.”

Andrew Bon Salle
Executive Vice President
Single-Family Underwriting, Pricing, and Capital Markets

ChrisHasYourBuyer.Info                               HARP or Conventional Re-Fi

Chris B Johnson, REALTOR®.                       Your Moorpark Neighborhood Specialists

Moorpark Home Market Trends               Moorpark Condo-TownHome Market Trends

Thousand Oaks Home Market Trends    Thousand Oaks Condo-TownHome Market Trends

Simi Valley Home Market Trends            Simi Valley Condo-TownHome Market Trends

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CAR Real Estate Market Forecast 2015  Luxury Home Specialist

PluseEconomic Forecast                               Inflation                              Good To Know

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