Will interest rates increase in 2015? I have an opinion.

Real Estate Broker/Owner with Don Sabinske, Sabinske & Associates Inc. 539MN

Will interest rates increase in 2015?  I have an opinion..........as usual.   I doubt it.  Why?

The Fed has only a few with the power to vote.  The conservative members out number the aggressive members 7 to 2.

Jobs:  the latest jobs report was good and unemployment was low.  The next report will not be as self serving for the current administration as the last report.

We had seasonal workers enter the job market 4th quarter for the holidays and we now have lost jobs in the oil industry that will trickle down throughout the year.

Expect rates to remain relatively flat through 2015 and could get more attractive as the year progresses.  Inflation is non-existent so there is no real reason to raise rates.

Want to discuss your home buying or selling needs, call me today!

Posted by

Moving in Excellence!

Don Sabinske, Broker, GRI


Sabinske & Associates Inc.


Specializing in Sherburne, Wright, Anoka and Hennepin Counties...We can help you move!


Comments (10)

Winston Heverly
Coldwell Banker Access Realty - South Macon, GA

Don,  a beautiful read today that will definitely give us food for thought to today's message.

Feb 13, 2015 01:51 PM
Bob Crane
Woodland Management Service / Woodland Real Estate, KW Diversified - Stevens Point, WI
Forestland Experts! 715-204-9671

Thanks for the analysis Don, lets hope that rates continue to be low and sales continue to improve.


Feb 13, 2015 03:51 PM
Chris Ann Cleland
Long and Foster Real Estate - Gainesville, VA
Associate Broker, Bristow, VA

I don't think buyers really understand how lucky they are that rates have been and continue to be so low for so long.

Feb 13, 2015 11:55 PM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hi Don -- while I'm not a psychic, I agree with you.  Buyers who want to buy and are qualified should definitely take advantage of these still exceptional mortgage rates.   

Feb 14, 2015 01:39 AM
Amanda S. Davidson
Amanda Davidson Real Estate Group Brokered By eXp Realty - Alexandria, VA
Alexandria Virginia Homes For Sale

Hi Don, I echo what Michael Jacobs said. I'm not  psychic but, I do agree with you. Buyers need to purchase now and get in while rates are low. One just never knows when they will increase and that really changes buying power.

Feb 16, 2015 01:55 AM
Suzanne McLaughlin
Sabinske & Associates, Inc. (Albertville, St. Michael) - Saint Michael, MN
Sabinske & Associates, Realtor

I think you are right.  And, I am glad to see you posting again, Don!

Feb 18, 2015 08:14 AM
Debbie Reynolds, C21 Platinum Properties
Platinum Properties- (931)771-9070 - Clarksville, TN
The Dedicated Clarksville TN Realtor-(931)320-6730

Don, One thing I do know is that buyers are not concerend with rates going up. They have become complacent.

Feb 24, 2015 10:49 PM
Potranco Realty
Potranco Realty - San Antonio, TX
"Sold with Potranco Realty"

Well said Don Sabinske i agree with you..... perfect time for buyers to buy in 2015.

Feb 26, 2015 05:32 AM
Gayle Rich-Boxman Fishhawk Lake Real Estate
John L Scott Market Center - Birkenfeld, OR
"Your Local Expert!" 503-755-2905

Don, you're a straight-shooter and I like that. I understood this and it simplified it enough for me to grasp--thank you! 

Mar 04, 2015 11:08 AM
Debb Janes
Nature As Neighbors - Camas, WA
Put My Love of Nature At Work for You

I've been reading much the same from analysts. I sure hope they don't climb - and that we get more inventory soon. The market will be smoking then. I'd have a half a dozen buyer sales right now if we had the right properties. And, the old methods of trying to find someone willing to sell aren't working. 

Mar 04, 2015 11:20 PM