Don,  a beautiful read today that will definitely give us food for thought to today's message.

Thanks for the analysis Don, lets hope that rates continue to be low and sales continue to improve.

I don't think buyers really understand how lucky they are that rates have been and continue to be so low for so long.

Hi Don -- while I'm not a psychic, I agree with you.  Buyers who want to buy and are qualified should definitely take advantage of these still exceptional mortgage rates.   

Hi Don, I echo what Michael Jacobs said. I'm not  psychic but, I do agree with you. Buyers need to purchase now and get in while rates are low. One just never knows when they will increase and that really changes buying power.

I think you are right.  And, I am glad to see you posting again, Don!

Don, One thing I do know is that buyers are not concerend with rates going up. They have become complacent.

Well said Don Sabinske i agree with you..... perfect time for buyers to buy in 2015.

Don, you're a straight-shooter and I like that. I understood this and it simplified it enough for me to grasp--thank you! 

I've been reading much the same from analysts. I sure hope they don't climb - and that we get more inventory soon. The market will be smoking then. I'd have a half a dozen buyer sales right now if we had the right properties. And, the old methods of trying to find someone willing to sell aren't working.