Special offer

Great News for Jumbo Borrowers in 2015

Mortgage and Lending with Chris Bonin Loan Team NMLS# 240710


The Chris Bonin Loan Team has great news for buyers wishing to purchase higher priced homes in 2015!


You've  found your dream home. But to get it, you’ll need to apply for a jumbo mortgage loan. A jumbo mortgage in Texas is a loan that exceeds $417,000.


Historically, this means that you would have needed a larger down payment, been assessed a higher interest rate and been required to provide more documentation to verify your income. But much of this is changing in 2015.


Home Loans Available


We are able to offer jumbo loans on primary residences and 2nd or vacation homes throughout the great state of Texas,


Credit Scores


Jumbo loans will require solid credit scores. Borrowers will typically need FICO credit scores of at least 680 to qualify for a jumbo loan.


Down Payment Options


Down payments for jumbo borrowers can vary. Historically, lenders have required higher down payments for these larger loans. We are able to offer jumbo loans with as little as 10% down payment, another positive change for jumbo borrowers. Higher down payments are required based on the borrower's credit score, loan amount, and debt to income ratios.


In House Underwriting


As a great benefit, we are able to underwrite your jumbo loan and approve it with in house underwriting. This means faster closing times and lower associated costs for you as a buyer!


Call us today to get started 281.351.1117


Chris Bonin
Chris Bonin Loan Team
Branch Manager
(281) 351-1117

Interlinc Mortgage Services, LLC





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Comments (2)

Ted Glover
Alderman Classic Realty, LLC - Moultrie, GA
ABR in Moultrie, Georgia 229-854-5422

Hi Chris do you do loans in Georgia?

Feb 24, 2015 12:41 PM
Chris Bonin
Chris Bonin Loan Team - Houston, TX
Your Texas Mortgage Expert

Hi Ted our company is able provide mortgage loans in Georgia.

Please email if you have any questions or if we could help you in anyway.


Feb 24, 2015 12:48 PM