Special offer

VA Jumbo Loan Rates - Easy Approvals

Mortgage and Lending with Chris Bonin Loan Team NMLS# 240710

VA jumbo loans of any amount are available, and rates are low!

By: Chris Bonin

The standard VA loan limit is $417,000 in most areas, but up to $721,050 in high cost areas as determined by VA. There are two kinds of VA jumbo loans: those that are within increased county limits, and those that are above the limit for the county.

VA Jumbo Loan Rates

 VA jumbo rates may be slightly higher than standard VA rates, however, they are still very low considering how large a loan is available with little or no down payment.

VA jumbo loans are available to anyone who meets qualification standards and is eligible for the VA home loan benefit. Typically, a VA jumbo loan requires zero down.

Any loan above the property’s county limits will require a 25% down payment on the amount above the limit.

Two VA Jumbo Loan Examples

Let’s look at two examples. First, we’ll imagine a Veteran is purchasing a home for $450,000 in a county with a $417,000 VA loan limit. He or she would first calculate the difference between $417,000 and $450,000, which is $33,000. The Veteran would put down 25% of that amount, or $8,250, in addition to any VA loan closing costs.

As another example let’s say the Veteran were buying a home in Orange County, California, which has an increased VA loan limit of $687,500. If the home price were $750,000, the Veteran’s loan amount would be over the limit by $62,500. He or she would put down 25% of the amount over the limit, or $15,625.

These examples are based on 2014 VA guaranty limits.

Click below to check today’s VA jumbo loan rates and request a loan pre-approval.


Chris Bonin
Chris Bonin Loan Team
Branch Manager
(281) 351-1117

Interlinc Mortgage Services, LLC


Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Interlinc Mortgage Services, LLC, 10613 W. Sam Houston Pkwy N., Suite 200, Houston, TX 77064; NMLS ID# 205696. Licensed by TX SML Mortgage Banker Registration; NMLS ID#205696; AL Consumer Credit Lic #21702; CO Mortgage Co Registration #205696; FL Mortgage Lender Servicer Lic #MLD944; IN-DFI First Lien Mortgage Lending Lic  #20763; KS Mortgage Co Lic #MC.0025114; KY Mortgage Co Lic #MC 94322; LA Residential Mortgage  Lending Lic; NMLS ID#205696; NM Mortgage Loan Co Lic; NMLS ID#205696; OH Mortgage Broker Act Mortgage Banker Exemption Lic #MBMB.850192.000; OK Mortgage Lender Lic #ML002683; TN Mortgage Lic #114460; Georgia Mortgage Lender Lic #42026; SC Mortgage Lender #MLS-205696  .  To check the license status of your CO mortgage broker, visit: ttps://eservices.psiexams.com/crec/search.jsp; TX Mortgage Banker Disclosure :http://www.interlincmortgage.com/needaloan/files/TX_Notice_Complaints.pdf;   NMLS Consumer Access:


How can I obtain more information about VA home loans?

Contact one of our VA mortgage professionals by calling 281.351.1117.

Posted by


Connect With Me Online!  




Joan Whitebook
BHG The Masiello Group - Nashua, NH
Consumer Focused Real Estate Services

This is great information.  I didn't know that VA had jumbo loans.

Feb 28, 2015 01:06 PM
Kathleen Luiten
Resort and Second-Home Specialist - Princeville, HI
Kauai Luxury Ocean Home Sales

I  just closed an escrow with clients that had a jumbo VA loan. It allowed them to get the home they wanted and our escrow process was very smooth.

Feb 28, 2015 05:18 PM