5 Steps to finding YOUR New Home

Real Estate Agent 63145

So your all excited that a New Home is in your future, but what do you do first.  It seems something that is so exciting, like the purchase of a new home, or building your dream home should be easy.  You just need the right tools and the right agent to help you through the process.  One question you may have is how much house can I afford and stay within my budget. How do I apply for a loan? What does pre-approval mean?  In this do it yourself world in which we live and the age of the internet, why should you have a trusted agent to help you through the process.  After all doesn't that cost more money.  1) The first step to less stress, is knowledge.  You will need to make sure you can afford your dream home, so talk to your local bank or get a referral from a friend for a mortgage officer and this will help you to determine what price range of home you need to be looking at, (Pre-approval),  and also will help in determining your monthly budget. 2) Second, set aside some money for down payment, etc,. Finding a trusted agent who is experienced and can help you navigate your way through the process; from help in finding the right home, to negotiating the right price, to helping set up all the appointments with inspectors and attorneys, etc. 3)Once the contract is accepted; helping you through the process to closing, an agent can take a lot of the stress out of the process. We will help you through the ins and outs of all the important decisions and details that need to be thought through.  Majority of the time when you use a Real-Estate agent they not only have the knowledge and know how of the market, their fee is often times paid for by the seller.  4)What happens when you are wanting to build a new home, can you go directly to the sales office, doesn't that save you money. The answer is no, it does not, the buyers agent fees are usually covered by the seller(builder),so this would be at no cost to you anyway.  Please remember that a very important step is to find an agent who is going to represent you.  The sales office agent is representing the seller (builder), they will represent you too, but would be a limited agency, which means limited representation. 5) Buying a new home or building a new home is a very exciting time.  Know your rights and know that I would be honored to help you. I certainly hope if you are in the market for a new home, you will feel at ease knowing that when you have an agent working for you, it will help in making the process of buying a home, a pleasant one. Please feel free to call me or text me anytime with questions or Real-Estate needs.  


Debbie Lattimore, Exit Palmetto Real Estate Services, Your Faithful Resource in Real-Estate.

803-528-1389 www.buyrealestatecolumbia.com


Posted by

Debbie Lattimore - Your faithful resource in Real Estate. Serving Chapin, Columbia, Irmo, Newberry, Lake Murray SC and surrounding areas. I will be there to walk and guide you through one of the most personal, emotional and financial investments you will make in your life. Call my direct line,803.528.1389 or email me, debbie@exitpalmetto.com

Comments (9)

Barbara Todaro
RE/MAX Executive Realty - Happily Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Good morning, Debbie Lattimore buying a new home IS an exciting time, and the most important step for those in your marketplace would be to call Debbie Lattimore first for guidance with this task.... welcome to ActiveRain, Debbie....

Mar 02, 2015 12:20 AM
Troy Erickson AZ Realtor (602) 295-6807
HomeSmart - Chandler, AZ
Your Chandler, Ahwatukee, and East Valley Realtor

Debbie - These are 5 critical steps in the process of finding a new home, and you have done a great job explaining them.

Mar 02, 2015 02:18 AM
Gary L. Waters Broker Associate, Bucci Realty
Bucci Realty, Inc. - Melbourne, FL
Eighteen Years Experience in Brevard County

Excellent advice here. I remember when I bought my first two homes I was clueless...and never received the advice I should have either. It is good there are resources like you available! Welcome to the Rain!

Mar 02, 2015 03:01 AM
Chris Mamone
Keller Mortgage - Tacoma, WA
Senior Loan Officer

Excellent tips! Knowledge is power! Saving money is more needed than anything going forward! Welcome to the Rain!

Mar 02, 2015 03:32 PM
Odaly Victorio
Team Victorious at Keller Williams Realty - Jupiter, FL
Marketing Expert

It's both an exciting time and a terrifying time!  These tips will help buyers better understand.  Congratulations on your first blog!

Mar 02, 2015 06:55 PM
Captain Wayne - Rowlett Real Estate School
Rowlett Real Estate School - Panama City, FL
Rowlett Real Estate School / Owner and Instructor

Welcome, Debbie Lattimore to the Rain train! I'm glad you made the brave first steps into the blogging world with us! It's a great place to be and I hope to see many more posts from you in the future!

Mar 03, 2015 12:03 AM
Frank Harper
Idaho Family Real Estate - Boise, ID
Broker/Owner, Realtor, GRI, SFR.

Congrats on your first ActiveRain blog! Keep up the blogging! I hope you have a great 2015!

Mar 03, 2015 03:04 AM
Scott Gleason, CRS
Coldwell Banker Realty - Westfield, NJ
Westfield NJ New Homes Specialist

Hello Debbie,  Welcome to the Active Rain community! Excellent posts for buyers.  Wishing you much success. 

Mar 03, 2015 05:17 AM
Jason Boone
Duke Warner Realty - Bend, OR
Principal Broker, CRIS, RENE, SRS, PSA

Welcome to ActiveRain and excellent first blog post.  Keep up the great work, I wish you the best of success.

Mar 04, 2015 02:03 AM