This falls into the "Don't commit loan fraud unless your lender tells you to," category. Shelves ultimately are immaterial to the transaction as a whole. Not really on the same level, say, of doctoring pay stubs.
I know that I am to pretty to wear the Orange Jump Suit so avoid that type of Loan Officer.
Jim Paulson
Boise, ID
I'm smiling at Frank Rubi's comment #3. I don't look good in orange either. I had my colors done several years ago, and have been told to stick with cooler shades.
Jim Paulson
Boise, ID
Jim Paulson not going to happen. I had one last week (not my buyer) insist that all I had to do was change this and change that in the contract. Worse yet he thought I was going to buy his logic and he kept trying to get his way. He was so far off base and I explained why. It wasn't his call to change an offer because he messed up. Do it the right way - period. Plus I had a feeling he knew about the issue about from the start. Like Frank Rubi, MBA I'm way to pretty to wear orange or be locked up.
Jim Paulson
Boise, ID
WE tell the lender to jump off of a building and we find a new lender and FAST!
Jim Paulson
Boise, ID
Lise Howe since you are also a licensed Attorney, I am curious if you have found a solution to this other than changing the lender. This time, it is a national big box lender.
Chris Ann Cleland at least if my client doctored their paystubbs, they are the one committing load fraud and I wouldn't have to sign anything taking responsibility for their actions. However, asking me to create the document that creates the false statement is another matter. I am shocked that the lender said I didn't need to extract the washer/dryer and fridge because they are "appliances". Last time I checked, those appliances were personal property too.
I agree. That can be so annoying and troubling but it is something we all face with one lender or another
Jim Paulson
Boise, ID