I've seen sooooo many presentations, by all kinds of lenders offering what they consider "affordable housing" programs, or programs for first time home buyers. I must say most of these lender, and the presentations leave me...
Unfufilled, empty maybe
crying out for more
sometimes they put me to sleep (sorry, or not)
So, you think you're different Jay
Well yes I do
Here's why
we offer
Florida Assist a (deferred) 10,000 2nd mortgage at 0% with no monthly payments for first time homebuyers
Military Hereos a similar program for Veterans who need not be first time homebuyers
MCC, a federal Tax credit program
how about some more
try this
Florida HFA Preferred Plus Conventional financing
that would be Fannie's first time homebuyer program, (offered only through Housing Authorities) with a 3% downpayment, lower than normal mortgage insurance premiums, and either a
3% grant, that's right, a grant, as in non repayable, free money
or
the same $10,000 second mortgage, 0% interest, no monthly paymnents deferred
Now, I can't possibly go over all of the details of these programs that I just mentioned but there is more, both details and programs
please just allow me a couple of more minutes, for a few more thoughts
can you say continuous funding, as in we are not running out of money, now or...
these transactions are originated, processed, underwriting, and closed in house. they're not going to visit a 3rd party for processing and/or approval
I did mention that there's more right? but not today, this is all I'm sharing today
In case you haven't figured it out, this is not just my niche.
This is my Passion!
