The First 2 Steps to Sell and Move

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Real Estate Agent

Hi folks, Scott here, with another quick tip from my week in real estate.

 

If you’re planning on moving to a new home in the next year or even two, here are the first 2 things you should do to get ready for your move.First, call a realtor you trust and have them evaluate your home with you.  Second, if you’ll still require a mortgage for the next home, speak with a lender.  

 

Okay, why these two things specifically?  Well, they work in concert with each other.  First, you need to know what your home is worth to the current market.  Also, if you are considering updating or changing any thing to “get ready to sell” a realtor can help you make more economical choices than you would on your own!  We’ve found that homeowners tend to choose updates they’d like to live with instead of updates to sell effectively.  There’s a difference!    

 

Next, talk to a lender before selling...here’s why.  You may be thinking that this is the "cart before the horse," but you're wrong!  If you’ve been in your home for several years, lending standards and rules have likely changed since your last mortgage.  Your income sources or assets might be seen differently by a lender now vs. a few years ago.  You need to know as soon as possible what your purchasing power is so you can plan your move.  Don’t trust a “what can I afford” calculator on the internet...because what if it’s wrong?  Worst case, you put your home on the market, get under contract, then start shopping for the next home and find out you can’t qualify for what you want!

 

If you don’t plan early, it will be harder to get what you want out of your current home, and that could affect what you buy in your next home.  I hope this helps.  As usual, if you have questions, email me or give me a call.  

See you next time!

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