Tamarack Realty can make your dreams come true. Looking for a resale home, our knowledge of the area will shorten the time in your search. If you're looking for a new home, we can connect you with the builder who will serve your needs best. First time home buyers are welcome. We will guide you through the complete process, from loan application to closing, we'll be there. Investors, give us a call. We are 1031 exchange friendly.
Areas of Expertise
I specialize in representing my clients in the purchases and sales any Spokane Real Estate listed by any Spokane Realtor within the cities of Spokane, Cheney, Medical Lake, Deer Park, Green Acres, Liberty Lake, Chattaroy, Airway Heights,and Reardan. I keep current on all Real estate transactions in these areas! My professional competence lets you buy or sell with confidence!
My service, experience and dedication provide motivated Sellers and Buyers with a clear marketing advantage. I know that the only way to succeed in real estate is to provide more service than you can get anywhere else. And you will get that kind of service when you work with me.
I will provide you with the personal service you deserve. Put my professional image, reputation, and business ethics to work for you.
Home Made Mortgage
Purchase a home with little or no money down! depending on your situation and
credit profile, you may qualify for a mortgage with little or no money down. First
time home buyer programs are also available for you to choose from.
Lower your current interest rate
If your current interest rate is higher than you would like, refinancing to lower it
would be your primary choice. Lowering your interest rate can lower your
monthly payment depending on the mortgage term you select.
Reduce your mortgage term
If your goal is to pay off your mortgage sooner, refinancing to reduce your term
is the answer. By reducing your term, you payment may be higher depending on
your rate and term you choose. The shorter the term, usually the lower the
Receive cash from your equity
People always need money for one reason or another. By cashing out the equity
in your home you can get the cash you need.
Reduce your monthly outgo by consolidating your high interest credit cards in to
one easy to manage monthly payment.
Homemade Mortgage, Inc is committed to helping you find the right
mortgage product for your needs. We understand that every borrower
is different, and we offer a variety of products to meet your individual
requirements. We make the process of securing a mortgage simple
and straightforward by offering you the latest in financial tools that
enable you to make sound financial choices.
Homemade Mortgage, Inc prides itself on our service and commitment
to our borrowers. Whether you are a first time home buyer,
consolidating debt, making improvements to your home, or a savvy
investor; Homemade Mortgage, Inc will be there for you every step of
they way. We will be your lender today and tomorrow and provide you
the confidence to refer your friends and family
Buyers and Sellers
Buying a Home
Use a Buyer's Agent-- It's important that you choose an experienced agent who is there for you. Your agent should be actively finding you potential homes, keeping you informed of the entire process, negotiating furiously on your behalf, and answering all of your questions with competence and speed. You Should Not Make Any Major Credit Purchases--Don't go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Getting a Legitimate Lender and Getting Pre-Approved --Most lenders can pre-qualify you for a mortgage over the phone. Based on general questions about your income, debt, assets, and credit history, lenders can estimate how much mortgage you qualify for.
Build a Plan of Action and Get Ready --ask yourself where you want to live and what is the best location for you and/or your family. Things to consider:
*convenience for all family members
*proximity to work, school
*crime rate of neighborhood
*types of homes in neighborhood, for example condos, town homes, co-ops, newly constructed homes etc.
Avoid Financial Stress Do not buy more than you can afford!
GET PRE-APPROVED http://www.homemadeloans.com/
Selling Your Home?
Get the Highest Price in the Shortest Time - In order to get the highest price in the shortest time, you need to know how to market your home. The better you market your home, the more offers you will get. And the more offers you get, the more choices you have to get the price and terms you want.
The most important factor of marketing your home is pricing it right. Your price should be adjusted to reflect the market, and the property's worth. The key is to get many people checking out your property at a fair price instead of having no buyers because your price is set too high.
Another important factor is the condition of your home. Make sure that your home looks ready to be sold. Fix any defects (peeling or faded paint, cracks, stains, etc.) Condition alone can sometimes prompt fast buying decisions. Not only should you fix any defects, but consider upgrading your home by making major repairs and cosmetic improvements before selling. A nice looking home triggers the emotional response that can lead to a financial response
Finding the Right Agent -Not all agents work the same way. The most important attribute of an agent is that he/she is well connected to the real estate industry. He/she should know the market and provide information on past sales, current listings, his or her marketing plan, and at least 4 solid references. In addition, you also want to look for an agent that is honest, assertive, and one that best understands your needs.
Considering Offers - When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer.
Some terms that may work in your favor:
*higher-than-market-interest in a second mortgage for your home
*the buyer will pay for most or all of the closing costs
*the buyer will take care of any repairs
*quick close - the buyer is pre-approved and ready to close in a time that best suits you
When reading through offers, remember to look at the whole package. Take the time that you need to assess what is being offered and if it meets your needs.
Insist on a Home Inspection
Highlight a product or service