Olympia, Washington is a beautiful place to live! If you can FIND a place to live, that is. Buildable land is in short supply and newly constructed homes are spacious, gorgeous and situated on postage stamp lots. Outdoor living does not always come with your new home, and if your dream is like mine, you might want some outdoor living out your back door!
My husband and I decided to buy a sweet little one owner 1958 rambler on a well appointed .25 acre city lot for affordability sake. We've got alot of space between our back door and the neighbors backdoor that lives directly behind us. Garden space, wood shop, lawn and patio. We love it. We do NOT love the blue sink, swirly gold laminte with glitter specks nor do we enjoy stripping the 2 layers of paint off the original custom solid wood birch cabinets but we are working on a plan to end it all and rehab our mortgage loan and update our kitchen and bath at the same time.
FHA offers a 203K rehab purchase OR refinance loan up to $35,000 available for upgrades, the key is a good lender / contractor relationship and a quick jump on the contractor bid. Once you've got your bid, it's smooth sailing with equity to boot!