Admin

The truth hurts... so does learning.

By
Mortgage and Lending with Intentional Mortgage

The fed just gave another 20 BILLION towards foreclosure solutions.   The government still believes giving something away makes the market work better.

Here is the deal.  Giving more money to a financially ignorant person does not make them financially smart it just gives the 1.8% of ignorant foreclosure “victims” more to be ignorant with.    Let’s look at this analytically not emotionally.   Most of those in foreclosure were more concerned playing with toys like ATV’s then utilizing their home as an investment.  Now they will have around 20 billion more to buy more depreciating liabilities.  The Consumer Confidence Index will rise temporarily because millions will buy toys and other crap.  Then we will be right back where we started waiting for the government to bail us out again because we didn’t get the chance to learn the first time.

Stop handing out free money to the stupid.  Giving books to someone does not make them smart.

We need to let things take their ugly painful course.  Let 70% of the United States file bankruptcy if necessary.   Pain is a great teacher and currently we are killing our economy doing all we can to avoid any pain.

Short term solutions rarely go much further than that. Let's think, look and plan past the end of our driveways.

Let the pain begin... let the learning begin.  We will be a stronger nation for it.  Survival of the fittest is a great filter.   Lets be a nation of "teach me's" we know a nation of "gimme’s" is not the answer.  

Show All Comments Sort:
Jerry Murphy, CRS, SRES
Long Realty West Valley - Anthem, AZ
Anthem, Phoenix, and Scottsdale AZ Real Estate
I don't believe everyone who is position to be foreclosed upon is ignorant. Many of these people have lost jobs or have suffered illnesses that have put them in this position.  That is the real truth behind this mess, not the adjustable rate mortgages.  The only most people in this country can afford a home is with two wage earners.  If one loses their job their in trouble.   To think that people should be able to afford a home on one income is ignorant.  Let's stop blaming people for the problem and try to figure out a solution.  That's the best remedy for us all.
Apr 11, 2008 03:56 PM
Erik Beutler
Intentional Mortgage - Sahuarita, AZ

Jerry I wish most of the people were just sick or had illnesses.  Most people did not pay hospital bills with their home equity most bought stuff. 

Ignorance - is a lack of knowledge and most (95% based on financial independence) of America (I'm still learning) is pretty ignorant when it comes to saving and even spending.  

Like an illness this will take time to heal.  There is no magical remedy.  I wish there were... Of course I wish an awful lot of things... 

Apr 11, 2008 04:10 PM
Lane Bailey
Century 21 Results Realty - Suwanee, GA
Realtor & Car Guy
Boy, didn't want to put too fine a point on it did you?  Seriously, there are a few victims, but most of the people that are going to get foreclosed knew that they were doing something that was tenuous... and they didn't care. However, I don't know that this post is helping you  get people to see  that the market will ultimately be the factor that brings correction... anything that forestalls the market correction just delays and drags it out.
Apr 11, 2008 04:40 PM
Rick Sergison
EXP Realty of Canada Inc., Brokerage - Pickering, ON
Durham Region Real Estate Blog

I just stopped by to welcome you to Active Rain. I hope that you find it a great benefit to your business and that you see the value that I have also found here. I am from Charlottesville Virginia and using Active Rain has really increased my business!

My main blog on Active Rain is here: Charlottesville Real Estate Blog, not the link at the bottom of this post.

I hope you will look into the many groups as there are some great group both local and broad based,....

enjoy!

Apr 15, 2008 08:58 AM
Fred Griffin Florida Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

Hi, Erik

   We invite you back to ActiveRain.  Log in, leave some comments, write a blog post!

Nov 19, 2017 04:27 PM