You can still reduce your monthly payment even if you had a short sale, foreclosure or a bankruptcy. An FHA Streamline refinance would only look at the mortgage rating on the credit report. In addition, we have lending sources with no FICO score requirements along with no minimum loan to value ratio that is required since an appraisal isn't applicable.
Best,
Shawn Sidhu
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A-Z Atlanta Realty - Snellville, GA
Selling Atlanta from A-Z!
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