Texas FHA Loan Limits Went Up for 2015

Real Estate Broker/Owner with Providence Group Realty TREC# 0608931

Last March, we alerted Buyers and Buyers Agents to a change in FHA lending that feels disheartening to many -- the "Anti-Flipping" rule was reinstated. This rule prevents loan applicants from getting approval for homes that have been owned for less than 90 days by the Seller. 

Today, we want to share some happy news about FHA... Lending limits have increased for FHA loans in several Texas counties! (See FHA's website for full details about Texas and other states.)

The DFW Metroplex is benefitting from the increase for 2015 as follows:

Single Family $310,500
Duplex $397,500
Tri-plex $480,450
Four-plex $597,100

This recent change also has served to normalize disparities within the Dalls-Fort Worth-Arlington, TX MSA... In prior years, the loan amounts varied between Collin and Rockwall counties, for example. 

It is always a good policy to double check information for your specific county prior to placing an offer -- or prior to rejecting one, for that matter. Ask your favorite lender for more details about the strengths and benefits of FHA financing.

If you don't have a lender relationship and would like referrals for quality programs in your area, feel free to email us or call us at 469.645.6363.  We work with great lending providers throughout Texas and would love to help you find the right match for your next purchase.


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Bruce Walter
Keller Williams Realty Lafayette/West Lafayette, Indiana - West Lafayette, IN

Amanda, excellent information for your Metroplex consumers, and a broker in the know can get more people to the closing table!  

May 07, 2015 03:12 AM #1
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Amanda Thomas

​Broker, SRES®, BPOR, MCNE, ​Certified DRS Agent™
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