Many buyers starting the USDA mortgage process ask “how to locate approved USDA Rural homes in Florida” Most of the counties in Florida do contain USDA eligible locations, in fact only Broward, Pinellas and Monroe do NOT contain any eligible locations.
The USDA 502 Guarantee program is for any single family home, condo or townhome that is physically located in a USDA approved eligible location. It does not matter who is selling the home, or whether the home is a ordinary “by owner type sale” short sale, foreclosure or bank owned property – the main factor is where the home is located. Please click the link here to view the USDA Rural Housing map, once there you can input any address to check the eligibility.
Some notes – the USDA loan program is not for rehab type “fix up” homes, or existing mobile /manufactured homes. Please contact us with any questions regarding home eligibility, USDA qualifications or USDA loan preapproval process. Visit the main site at www.usdamortgagesource.com and the USDA blog the latest information.
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