Is The Commute Worth it?

Real Estate Agent RS326383


Here in the Pocono Region we have many commuters that go back to NY & NJ for work.  This can be a nice option for families that are willing to do it.  You can live in a nice affordable home in a beautiful setting without the hustle and bustle of city living.  I did it for 8 years myself and while it was rewarding I've also come across a few challenges.  



How your daily drive time can factor into your mortgage

It’s easy to overlook some of the things that can affect your budget and purchasing power when you’re considering a home, and one of the biggest factors that buyers overlook is the cost of their daily commute.

We’ve all heard that real estate is all about “location, location, location,” and properties in more desirable locations typically come with a higher price tag than similar properties that aren’t in a hot neighborhood.

Yet the overall cost of living for choosing one location over another might be negligible when you factor in the commuting costs that are required—gas, vehicle maintenance, insurance—if you purchase a home that is significantly further from your workplace. If your mortgage is $200 less per month, but you’re spending an extra $200 in commuting costs, are you really saving money?

Commuting costs aren’t just about the disposable income left in your bank account, either. It can even affect how much money you can borrow. If you’re a long-distance commuter, a loan officer may factor your travel costs into your debt-to-income ratio.

Aside from how commuting affects your purchasing power or disposable income, there’s also the question of how it affects your quality of life—no one wants to spend hours a week just getting to and from work.

The real estate market varies greatly from location to location, so the best way to get a complete picture of your purchasing power—and all the factors that go into your home budget—is to speak to a trusted real estate professional.

Call me for a first hand experience with this particular subject.


If you or someone you know is 

Selling, Buying or Investing in Real Estate

in the Pocono's 

Call me today at 570-588-8085 

email me at

or visit my website at


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
ActiveRain Community
Blogging & SEO
Pennsylvania Realtors
Diary of a Realtor
Northeastern PA Real Estate
Be The Best In Your Field
buy and sell
pocono homes

Post a Comment
Spam prevention
Spam prevention
Show All Comments
Ed Silva
RE/MAX Professionals, CT 203-206-0754 - Waterbury, CT
Central CT Real Estate Broker Serving all equally

People are willing to make the drive if the purchase options are greater or even existent, as well as a better quality of life for living in the mountains

May 19, 2015 12:35 AM #1
Alexa Sanchez
Bushkill, PA
Realtor Extraordinaire

Yes they are, I see here in the Pocono's evryday.  I did it myself when I first moved from New York.

May 19, 2015 04:47 AM #2
Michael J. Perry
KW Elite - Lancaster, PA
Lancaster, PA Relo Specialist

We get a lot of people from N.Jersey & New York that resettle in Lancaster Co.

Feb 15, 2016 02:38 AM #3
Post a Comment
Spam prevention
Show All Comments

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Alexa Sanchez

Realtor Extraordinaire
Contact me for Pocono PA Real Estate!
Spam prevention