Florida First time Buyer Programs, Florida Home Loans, Florida Mortgage Lender, Florida FHA Lender,
Florida home buyers should know the many advantages of the FHA mortgage loan programs. FHA loans were created to help increase home ownership. For the Florida home buyer the FHA program can simplify the purchase of a home, making financing easier and less expensive than a conventional mortgage loan product. Some highlights of the Florida FHA loan program include:
- Minimal Down Payment and Closing costs.
- Down payment less than 3% of Sales Price Gifts are allowed
- Seller can credit up to 6% of sales price towards closing and prepaid costs.
- 100% Financing available
- No reserves required.
- FHA regulated closing costs.
- Easier Credit Qualifying Guidelines such as:
- No minimum FICO score or credit score requirements.
- FHA will allow a home purchase 1 year after a Bankruptcy.
- FHA will allow a home purchase2 years after a Foreclosure.
To take advantage of the FHA program in Florida, give us a call 1-800-570-0448 or use our quick application to find out more about the many FL mortgage programs we can make available. Or Apply now for a FL FHA home loan.
At 1st Continental Mortgage we offer a wide assortment of financing solutions tailored around the needs of first time home buyers. Our home loan program portfolio is designed to include low and no down payment 1st time buyer products which facilitate the successful financing of a home. Our many first time home buyer programs include home financing solutions which offer qualified 1st time buyers these great options:
- Fixed Rate Loan Products
- Short Term Fixed With Adjustable Rate Periods
- 3/1 ARM
- 5/1 ARM and
- 7/1 ARM periods
- Interest Only Periods
- 100% Financing Options
- VA Loan Programs offer up to 103% Financing for eligible Veterans
- 97% FHA Loan Financing - The Government Backed FHA Home Loan
- 80/20 Combination First and Second Mortgage Programs
- Down Payment Assistance Allowed in Many Instances
- Seller Paid Closing Costs Allowed in many Instance up to 6%!
While these loan products really only scratch the surface of what's involved in a first time home buyer loan, they are designed to give you an indication of the flexibility and opportunities that 1st Continental Mortgage can offer to a 1st time buyer. The most important solution is the quality of the counsel you'll receive. Buying a home for the first time can be a scary process full of many unknown risks that accompany each mortgage loan product which is available to you. We want to ensure we counsel you on these risks and help you to decide which loan program is the best match for you.
As a first time home buyer, you owe it to yourself to speak with a loan representative at 1st Continental Mortgage. The consultation is free, and the information you receive could be invaluable in the mortgage decisions you make. Call today at 1-888-427-5442 or use our Quick Application to learn more. We encourage you to visit and review our detailed frequently asked questions section. Many answer are here and we are certain these questions will lead you to even more questions you'd like to have answered. As first time home buyers needing a mortgage, you don't want to wait to get questions answered after your home loan has closed. Call today, 1-800-570-0448
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