Ten Ways to Delay a Bank Foreclosure Auction on Your House

1. Ask what it will take to stall foreclosure: Lenders may have programs in place designed to help homeowners. These types of programs have been facilitated by government subsidies as part of the 2009 economic bailout plan that provides help for homeowners. Ask what your lender can do and they can give you information about any programs they have to help homeowners.
2. Begin negotiations or refinancing efforts: The foreclosure process may be stalled as you work with your lender to renegotiate or refinance your loan under one of the programs available.
3. Request to see the note or other documents: Under debt collection laws, the bank has to prove you owe the debt by producing the original mortgage note. It may take them some time to find it, buying you more time to come up with the cash you need to avoid foreclosure. 

Ten Ways to Delay a Bank Foreclosure Auction on Your House

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