I'm back

Education & Training with Independent Leadership & Financial Fitness Consultant

It's been a few years since I seriously spent time writing about this industry.  Late 2009 was a rough time for me in the mortgage industry for many reasons, both professionally and personally.  I took a break until 2012 and re-entered as a HMC for Wells Fargo Bank.  Though everything had changed dramatically in terms of compliance (as it the government continues the unrelenting effort to regulate), the reality it was still the same game, just different faces.  I ran into an incredible mentor and thinker in early 2014 and his company and product has completely change the way I look at this industry and what my role should be. I've also begun a journey of self development and training that has changed me dramatically.  With that being said, our country is sick!   It's sick from the inside out and it's because of something my mentor coined so well, "The Financial Matrix".   Anyone who watched the "Matrix" the movie can relate to Neo, you live a life where nothing ever seems to be "right".  You try and try to find a solution out of the "rat race", but other forces, events, etc, hold you back.  Someone is offering you two pills... a blue pill, which you can take and forget you ever read a blog post like this one!  Or the red pill, which if you follow this blog, I will share articles and material that will both frighten you, but also give you hope that we can avoid some fairly serious consequences that our debt culture has created in this country.

This is not an attack blog against my former industry.  I still think there is so much that needs to be cleaned up in that industry, however, the powers that wish to keep each of us enslaved are not going to change.  What needs to change is our "thinking" as well as our "choices".  I know there are thousands of professionals in the mortgage and real estate industry that are ethical and honest with their clients in every transaction.  But there are still those out there who either willfully manipulate their clients into transactions or unwittingly guide their clients into financial peril.  


What type of financial consular do you want to be?   

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Comments (5)

William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Good to see you back...Watch out, the gremlins have been out in full force.

Jun 03, 2015 11:21 AM
Independent Leadership & Financial Fitness Consultant - Pleasant Grove, UT


Jun 03, 2015 11:33 AM
Tom Burris
NMLS# 335055 - Baton Rouge, LA
Texas/Louisiana Mortgage Pro - 13 YRS Experience

They like Karl Chips for snack.... Supper is when you need to really duck


Jun 03, 2015 02:25 PM
Olga Simoncelli
Veritas Prime, LLC dba Veritas Prime Real Estate - New Fairfield, CT
CONSULTANT, Real Estate Services & Risk Management

Karl - there is a lot of "cleaning up" that needs to be done in terms of bad practices in both the financial and real estate industries (I've been in both, so I know all too well).  All we can do is start with ourselves and promote the "right" paths, so you're probably on the right track. I don't think that anyone "enslaves" us, we are still free to make our own choices, at every level.

Jun 05, 2015 08:52 PM
Jack Lewitz
Exit Strategy Realty - Evanston, IL

Karl- Good luck to you and keep a positive attitude and remain ethical in your business with other and it will come back to you with rewards.

Jun 06, 2015 12:21 AM