It's been a few years since I seriously spent time writing about this industry. Late 2009 was a rough time for me in the mortgage industry for many reasons, both professionally and personally. I took a break until 2012 and re-entered as a HMC for Wells Fargo Bank. Though everything had changed dramatically in terms of compliance (as it the government continues the unrelenting effort to regulate), the reality it was still the same game, just different faces. I ran into an incredible mentor and thinker in early 2014 and his company and product has completely change the way I look at this industry and what my role should be. I've also begun a journey of self development and training that has changed me dramatically. With that being said, our country is sick! It's sick from the inside out and it's because of something my mentor coined so well, "The Financial Matrix". Anyone who watched the "Matrix" the movie can relate to Neo, you live a life where nothing ever seems to be "right". You try and try to find a solution out of the "rat race", but other forces, events, etc, hold you back. Someone is offering you two pills... a blue pill, which you can take and forget you ever read a blog post like this one! Or the red pill, which if you follow this blog, I will share articles and material that will both frighten you, but also give you hope that we can avoid some fairly serious consequences that our debt culture has created in this country.
This is not an attack blog against my former industry. I still think there is so much that needs to be cleaned up in that industry, however, the powers that wish to keep each of us enslaved are not going to change. What needs to change is our "thinking" as well as our "choices". I know there are thousands of professionals in the mortgage and real estate industry that are ethical and honest with their clients in every transaction. But there are still those out there who either willfully manipulate their clients into transactions or unwittingly guide their clients into financial peril.
What type of financial consular do you want to be?