You are free to get your home loan from any lender you choose.
The lending business is no different from any other business that has a service to sell and our service is assisting folks to obtain MONEY.
Real estate agents sell homes, airlines sell transportation, and lenders sell money. It is understood that whatever is being sold is being sold for profit. A savvy consumer wants to be sure to get the best value for the dollar.
Purchasing a new home or investment property may require the services of a lender -- and that's a home loan. Today's consumers looking for a home loan have the benefit of many choices at their fingertips. .
Remember the old phrase "let your fingers do the walking through the yellow pages"? Well that worked for a long, long time (and still does) but now you can explore your choices and benefit from a wealth of information from the comforts of home using your computer or cell phone,
Some real estate agents work exclusively with one lender. A new home builder may have in-house financing or a working relationship with a particular bank. It is not uncommon that because there is familiarity, they would like to steer you to their business partner or referral and this isn't a bad thing. Let them give you a quote.
My advice is to work with someone who.....
A) has your best interests at heart
C) has a diverse portfolio of loan options
D) has the ability to answer all of your questions
E) is confident to have you shop around knowing that he/she is providing you with the best rate, the best service and the best home loan available.
You need to feel comfortable and work with a lender of your choice. Don't be lazy; do your homework. You are free to get your home loan from any lender you choose.
Thank you for stopping by. I would be pleased to assist you. If you don't know Jack.....you should! Call me anytime regarding your home financing needs or simply apply online. You will be glad you did. My contact information is below.