While working on a project, I realized that I didn't have all the tools to get the job done, and that's a must for projects, Your Lee's Summit Home Loan is just like that. You want to have all the right tools to get the job done quick and stress-free. While my project didn't go so well (I always end up going to home depot 5 or 6 times!) The Darren Copeland Mortgage Team can help you with all the right tools to get the job done well, quickly and with as little stress as possible.
If you're looking for an FHA loan, we can help! If you're in the market for VA loans; We're experts! Need to get a conventional or USDA loan, we've done so many it's not even funny any more. We also specialize in refinancing your current mortgage as well!
For those of you looking to purchase a new home you may want to consider the benefits of each of these great mortgage programs and then call us to see which Lee's Summit Home Loan might fit you best.
The FHA Home Loan is often understood to be the best mortgage program for first time home buyers or anyone who can't make a large down payment on a new home. With down payments being as low as 3.5%, this makes it easy for folks to purchase their first home or to buy a new home and not break the bank. Although one of the tradeoffs is that with an FHA insured mortgage you will need to pay a small monthly mortgage insurance fee - called PMI.
The USDA introduce a mortgage to help develop the rural areas of the United States and brought the Rural Development loan (aka the USDA Home Loan) into existence. This home loan is usually on the outskirts of most major cities and has income and location requirements, You can check with the USDA to see if the home you're looking at qualifes for this NO down payment, government insure home loan.
This is probably our favorite Lee's Summit Home Loan to do! It allows us to say thank you to our veterans of military service, by helping them get a VA home loan without any down payments! This home loan is only available to active duty, veterans or surviving spouses of eligible military members.
The Conventional home loan is a great deal if you're moving from one house to another and can afford to put down 20% as a down payment! There's no PMI and often times you can get the sellers to pay your closing costs.
If you're serious about purchasing a new home get started by clicking here to get pre-approved or call us at 816-268-4025 and Thanks for joining us in a quick walk through the most popular Lee's Summit Home Loan list.