“I Have Another Tough One for You”

Reblogger Praful Thakkar
Real Estate Agent with LAER Realty Partners

I could not resist to re-blog this!

To be successful in a life, do not look at the problem or question. Look at what you can do, find the answer and say 'Bring It On' - as Joe Petrowsky does in this re-blog.

Original content by Joe Petrowsky NMLS # 6869

“I Have Another Tough One for You”

 

Bring it on! I don’t care if the loan is considered tough by many. I love the challenge just the same.

 

Divorces bring a steady source of mortgage business and fortunately for me, many attorneys send me business in all 8 states I do mortgages in. It is so much easier to get the lowdown about the situation even before the divorce has been completed.

 

Attorneys have realized that when they’re dealing with a divorcing couple when a mortgage will be needed, it is best to get a mortgage broker involved earlier rather than later.

 

We just completed a loan that has taken nearly a year. This couple got divorced and the decree was a real mess. There was a lot of language about each party holding the other harmless for certain obligations, so often this creates all kinds of problems.

 

The person that was currently in the home was not on the mortgage. But they originally put up the down payment of $90,000 and prior to them being responsible for the payments on the mortgage, the payment was late pretty regularly, a big problem. A car loan that was in both names, again constantly late and the person in the home had 12 months to refinance with all these credit issues going on.

 

The attorney that drafted the divorce documents called and asked for help. It took nearly a year to make it all work. When I started the mid-credit score was 504, when we closed it was a 566.

 

When the attorney called saying, “I have another tough one for you”, I couldn’t wait to hear what miracle I was being asked to solve. No matter the case, bring them on. I love a good challenge. 

 

Image courtesy of Jesadaphorn/freedigitalphotos.net

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Joe Petrowsky, NMLS #6869

Right Trac Financial Group, Inc. NMLS #2709

110 Main St.

Manchester, Ct. 06042

Office: 860 647-7701 x116

Fax: 860 647-8940

Cell: 860 836-9294

Email: joe@righttracfg.com

www.righttracfg.com

www.joepetrowsky.com

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Joe Petrowsky does not guarantee nor is in any way responsible for the accuracy of the information provided herein, and provides said information without warranties of any kind, either expressed or implied.

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Rainmaker
2,295,937
Joe Petrowsky
Mortgage Consultant, Right Trac Financial Group, Inc. NMLS # 2709 - Manchester, CT
Your Mortgage Consultant for Life

Good morning Praful. Thank you for the re-blog. I look at it this way, your clients won't give you a problem, unless they thought you could help them, so I welcome all the opportunities.

Make it a great week!

Jun 28, 2015 08:53 PM #1
Rainmaker
5,187,826
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

Good morning, Praful Thakkar anything Joe Petrowsky writes about is worthy of a reblog....

Jun 28, 2015 08:55 PM #2
Rainmaker
2,535,777
Rebecca Gaujot, Realtor®
Vision Quest Realty - Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

Praful, I've always stated that I would like to clone Joe . He is the best!

Jun 29, 2015 01:01 AM #3
Rainmaker
2,712,077
Brian England
Arizona Focus Realty - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

Great choice for a re-blog, I enjoy following the blog of Joe Petrowsky and I can tell that he would be a preferred lender of mine, if he were here.

Jun 29, 2015 01:57 AM #4
Rainmaker
670,978
Patty Da Silva, Davie, Southwest Ranches Cooper City, Plantation, Weston, REALTOR
BROKER of Green Realty Properties® - 954-667-7253 - Davie, FL
Top Listing Broker

Great choice to reblog, Praful. Thanks for sharing :)

Jun 29, 2015 02:38 AM #5
Rainmaker
3,983,869
William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

Being pro-active on some issues is smart.  it can save a lot of time and heartache.

Jun 29, 2015 07:21 AM #6
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Thanks all for stopping by and your comments.

Jun 29, 2015 03:14 PM #7
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

William Feela - being proactive really help us help our clients.

Jun 29, 2015 03:15 PM #8
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Thanks for stopping by Patty Da Silva, Davie, Southwest Ranches Cooper City, Plantation, Weston, REALTOR - appreciate it.

Jun 29, 2015 03:15 PM #9
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Joe wants us to be 'prepared' for any challenge!

Jun 29, 2015 03:16 PM #10
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Joe Petrowsky - that's a great philosophy - love it.

Jun 29, 2015 03:16 PM #11
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

And that's what life should be all about - be prepared! Get Ready!

Jun 29, 2015 03:16 PM #12
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Thanks Barbara Todaro - you are so right about Joe.

Jun 29, 2015 03:18 PM #13
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

(And that's equally true for your posts, too Barbara Todaro )

Jun 29, 2015 03:18 PM #14
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

You are on target when you say so Rebecca Gaujot, the GO TO REALTOR 

Jun 29, 2015 03:18 PM #15
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

I thank ActiveRain for introducing me to such great people ....

Jun 29, 2015 03:19 PM #16
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Brian England - thanks for stopping by and Joe is great for sure.

Jun 29, 2015 03:19 PM #17
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

And I'd love to send some referrals his way, if I could.....

Jun 29, 2015 03:20 PM #18
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Any business will have challengers - and as a professional, we should accept those challenges and do the best for our clients.

Jun 29, 2015 03:21 PM #19
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Praful Thakkar
LAER Realty Partners - Andover, MA
Andover, MA: Andover Luxury Homes For Sale

Thanks once again for your input to the re-blog from Joe.

Jun 29, 2015 03:21 PM #20
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