Have you ever heard people say things like "those people who knew that they couldn't qualify for a loan and got one anyway "deserve to lose their homes!!"?? I have and I happen to strongly disagree!!! No one deserves to lose their home!!
And based on my experience as a volunteer of the NHLB (No Homeowner Left Behind) program in the CA Central Valley, I've seen how hard people are trying to save their homes!! EVEN when they owe more than what their home is currently worth in contrast to what they owe on it. I know I don't need to emphasize the importance of us getting involved. The best thing in many cases, is contacting the existing lender to try and negotiate a way to keep homes from going into foreclosure or short sale. I am lucky to have met a great deal of wonderful people in our industry who are working together in the community by volunteering many hours in an effort to help out.
I don't see how I can attach documents here on this site regarding this matter, but if you'd like a copy, email me......and on the Subject line put "Send Stop Foreclosure Flyers" I will email you the PDF files. No questions asked, no strings attached and no obligation what so ever. I am not making any "guarantees" of saving homes here. I am only trying to help!
The flyers consist of 2 sets (1 English & 1 Spanish) (incl. FannieMae) on:
*Avoiding Foreclosure.....details "options" available to consumers to lenders and ask for help
*Key Mortgage Terms and Definitions
*Escrow Accounts Provide You with Peace of Mind.......many times not having an escrow account is the issue.
*Trouble with your mortgage? - List of phone #s for several lenders. As well as the HOPE phone # for Free Credit Counseling.
Have a wonderful day! :)
Send request to: addie@homesbyaddie.com
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