Homeowner's Associations Pros and Cons

Real Estate Agent with RE/MAX Preferred Realty

There is a wide range of experiences, and therefore opinions, among homeowners living with a Homeowners’ Association (HOA). Before you make a decision to buy read the rules carefully, find out about the management, knock on doors and ask residents about their experiences.

homeowners associationPros

  • Exterior maintenance is a primary benefit of having an association. Typically, the HOA maintains all common areas, recreational amenities, and snow and trash removal. In some communities, the HOA maintains the exteriors of buildings. That means much less labor for homeowners.
  • Community appearance is regulated by a HOA. Standards are set about care of homeowner’s lawns, colors of siding and roofing, and the number of cars parked in front of each home. These rules are standards that intend to maintain home values. Usually, there is a board of directors of elected homeowners to enforce the regulations by having the ability to impose fines.
  • HOA management provides an organization to which homeowners can turn when there are problems or disputes. Make sure the HOA management is active and responsive when there are issues in the community.
  • Recreational amenities are often very important elements in a decision to live in a community. You should make sure that amenities like pools and tennis courts are well maintained and managed.


  • Some homebuyers resent the idea of a HOA telling them what color they can paint their house or how many cars they can park. Buyers who have such feelings should avoid buying in a community with a HOA.
  • HOA regulations sometimes prohibit certain activities such as operating businesses out of a home. If you operate a business from home, and want a business van in front of your home, an HOA that prohibits such activities is a deal-breaker.
  • Understanding the HOA rules and regulations before you make decisions could be seen as an annoyance. However, if you are interested in the benefits of an HOA, it is necessary to carefully read the HOA documents and ask questions.
  • HOA Fees are in addition to taxes and other costs of homeownership. Make sure you understand thembefore buying.

There are always trade-offs from one community to the next. Higher standards imposed by an HOA attempt to maintain high property values. However, they require a level of commitment. The key to a final decision is doing your homework.

Information provided by Greenville NC Real Estate Expert Liz Freeman.


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Real Estate General Information
liz freeman
greenville nc real estate
homeowners associations

Spam prevention
Show All Comments
Real Estate Professionals

Liz, thank you for your post. All good points. I remember showing a house last fall, and driving by a bright pumkin colored house. As long as the HOA's Covenants, Conditions & Restrictions are reasonable, along with the dues, there's a lot of value in a well managed HOA.

Jul 06, 2015 04:12 AM #1
Stefan Winter
Real Estate in IL & NV | Owner of Real Estate Web Tech | Daily Vlogger - Las Vegas, NV
Owner - Winter Group & Real Estate Web Tech

For the most part HOA's are good, sometime they get way out of control though, when counting plants in front yards even though you tried to make your home nicer. A fine for planting extra? Come on.

Jul 06, 2015 04:46 AM #2
Michael Dagner
Brokers Guild Classic - Denver, CO
Your Denver Homes Realty Expert

Hi Liz, the longer you live in an HOA community, the more most people seem to appreciate what they do.  It would be hard to duplicate all the services for the money, or the convenience.

Jul 06, 2015 09:30 AM #3
Show All Comments

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Liz Freeman

Ask me a question

Additional Information