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What is a 433A For A Manufactured Home In California?

By
Real Estate Broker/Owner with CREST "BACKYARD' HOMES, ON THE LEVEL General & Manufactured Home Contractor, TAG Real Estate Sales & Investments 521400, 1501015, 01795582

 What is a "433A" For A

Manufactured Home In California?

 

In this multiple series of posts regarding Manufactured Home issues another one that we deal with multiple times a day throughout the State of California is the issue of the 433a document.

 

Albeit we have and still do deal with what's known as an Affidavit of Affixture which is the same thing but in other States we are only focusing on Californai in this post.

 

 


The 433A is a recorded document also known as: "NOTICE OF MANUFACTURED HOME (MOBILEHOME) OR COMMERCIAL MODULAR INSTALLATION ON A FOUNDATION SYSTEM"

 

 

There is a certain irony that the document does not utilize the term "Permanent Foundation", yet the HCD Form 433A is synonymous with the term “Permanent". It is an important distinction to make because the common perception is that by retrofitting a manufactured home's foundation, it is then installed on a foundation similar to a site built home and the home can never be moved.

 

This is not the case.

By virtue of the 433A and installation of a state approved foundation system, the land and home become mechanically attached and thus are physically and legally conjoined as one entity. 

 

 

Once recorded, the 433A overrides any visual determination, even by a contractor or an engineer. Until a 433A is recorded, no matter how significantly the home is supported, tied-down, strapped, or braced, the home is still considered personal property or chattel until the home is legally affixed.

 

This is not to minimize the extra stability and security that might exist by virtue of heavy duty components, strapping or seismic bracing, but the principal purpose of the 433A is to convert the home to real property for the security interest and title security of the home.  

 

 

Problems occurred in the past  when loans were originated based on an appraiser's visual determination of physical attachment or if the home was assessed as real property.

 

A 433A is California's only document providing recorded legal notice that the home and land are conjoined as real property and is the defining instrument for lender and title security. 

 

 

If one doesn't exist, then you're probably in need of our services now or in the future. In California, the process of conversion is overseen by the California Department of Housing and Community Development (HCD) and complies with California Code of Regulations, Title 25, Division 1, Chapter 2, Section 18551.

 

Although the 433C was previously accepted by some lenders, the 433C is a paper document creating a voluntary conversion to property tax but because it does not prove the home is on a permanent foundation, it does not meet most lending requirements.

 

 

Therefore, the most satisfactory title elimination is accomplished by having the manufactured home installed on a state-approved permanent foundation system, permitted by the overseeing building authority and having a recorded 433A proving to that fact.

 

 

 
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Why To Choose Us?

John DL Arendsen, Broker, General & Manufactured Home Contractor and Dealer 

TAG Real Estate Sales & Investments

TAG (The Arendsen Group) Real Estate Sales & Investments is a full service, one-stop, turnkey, family owned and operated real estate brokerage, General Contractor, Manufactured Home Contractor, Developer, Investor, Property Manager, Interior Design, Engineering, architectural, Landscape design, Expert Witness, Consulting, Curative Title and Troubleshooting company with over 100 years of combined experience in the San Diego real estate sales, construction, design & development arena.

 

 

 

 

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Anonymous
Bob Philo

The members of this group are discussing expert witness matters - not promoting themselves or talking about manufactured housing. You are targeting the wrong group with your spam/promotions.

Jul 22, 2015 04:08 AM
#1
John DL Arendsen
CREST "BACKYARD' HOMES, ON THE LEVEL General & Manufactured Home Contractor, TAG Real Estate Sales & Investments - Leucadia, CA
Crest Backyard Homes "ADU" dealer & RE Developer

FYI, I am an expert witness and belong to several Linkedin groups who have thanked me for the manufactured home information that I share on all the expert witness, manufactured home and real estate threads that I post on. 

This is not a promotion but moreover an Active Rain blog post that I share with others who I feel can benefit from this information and knowledge. If you know anything about blogging you would understand that bloggers usually link back to their websites and/or other platforms

If you'd be kind enough to email me the group you feel is being offended by my posts I'd be happy to delete your group and you will no longer receive additional posts.

Jul 22, 2015 04:13 AM
Anonymous
Larkin York

I have a ?. If a 433a has been recorded is it possible to sell the manufactured home and have a company tear it down from the permanent foundation and transported to another location?If so which permits are needed.How long of a process is the take down put back up at another location?Thank you

Sep 21, 2019 11:03 AM
#3
John DL Arendsen
CREST "BACKYARD' HOMES, ON THE LEVEL General & Manufactured Home Contractor, TAG Real Estate Sales & Investments - Leucadia, CA
Crest Backyard Homes "ADU" dealer & RE Developer

You will need to contact my wife, Janis Arendsen. She specializes in 433a's and will have an answer for you. 

Sep 21, 2019 01:22 PM