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Does Your Homeowners Insurance Cover ALL the Stuff in Your Storage Unit?

By
Real Estate Broker/Owner with Cortiers Real Estate

Homeowners Insurance typically covers at least some of the stuff in your storage unit. Although, there are certain situations in which your storage may be only partially covered or not covered at all.

When you put your assets in storage make sure they are insured
It is easy to make the mistake of putting your property into storage assuming it's covered. Most Homeowners Insurance do cover off premises properties from fires, theft, damages, and things like that. There are some Homeowners Insurances that don't cover your stored assets and you need to double check with your Insurance company and make sure that your property is covered before you put it into storage.

Click here for the full article: http://www.cortiersrealestate.com/blog/does-your-homeowners-insurance-cover-all-the-stuff-in-your-storage-unit.html

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David Shamansky
US Mortgages - David Shamansky - Highlands Ranch, CO
Creative, Aggressive & 560 FICO - OK, Colorado Mtg

Thats a pretty darn good questions and I honestly dont know but am going to make a call to find out

Jul 20, 2015 04:11 AM
Jennifer Ferri
Title Junction, LLC - Fort Myers, FL

I didn't even think about making sure insurance covers items in storage. Thanks for sharing!

Jul 20, 2015 04:21 AM
Stefan Winter
Real Estate in IL & NV | Owner of Real Estate Web Tech | Daily Vlogger - Las Vegas, NV
Owner - Winter Group & Real Estate Web Tech

I am paying the storage unit place $7 a month to have it insured just incase. Since I have an entire household in storage right now, it seems worth it until I establish my second home back up just incase.

Jul 20, 2015 05:17 AM
John Pusa
Glendale, CA

James - Thanks for the very valuable information on if the homeowners insurance cover storage unit.

Jul 20, 2015 08:29 AM
Sussie Sutton
David Tracy Real Estate - Houston, TX
David Tracy Real Estate for Buyers & Sellers

We used Uncle Bob's Storage facility and they required that we insure our belongings. In Texas with the heat we had to go climate controlled storage since mildew will grow within a day or so. 

Jul 20, 2015 09:32 AM
Michael Dagner
Brokers Guild Classic - Denver, CO
Your Denver Homes Realty Expert

Hi James, great topic!  So many folks now have stuff in storage that its important to know.  

Jul 20, 2015 11:58 AM
James Murr
Cortiers Real Estate - College Station, TX
www.cortiersrealestate.com

Thanks everyone! Certainly hope this read helped some people out with their stored belongings! 

Jul 22, 2015 04:15 AM