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Novi Michigan Real Estate Newsletter August 2015

By
Real Estate Agent with National Realty Centers Livonia--Bob Jakowinicz

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National Realty Centers
Robert

Robert Jakowinicz

National Realty Centers

17197 N Laurel Park Dr
Suite 101
Livonia MI 48152

734-578-6561 Cell
734-531-0221 Fax

www.BobandTeena.com

BobandTeena@Yahoo.com


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Are You a First-Time Buyer? Get My Free Guide

Buying your first home is a big step and one that is likely to impact your financial future for years to come.

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Retro Recipe: Auntie Ruth's Ham Salad Loaf

Serves 4 to 6
  • 1 tablespoon gelatin
  • 1/4 cup cold water
  • 2 cups minced cooked ham
  • 1/2 cup celery, chopped
  • 1/2 cup crushed soda crackers
  • 1 pimento, chopped
  • 1 green pepper, chopped
  • 2 tablespoons onion, chopped
  • 2 hard-boiled eggs
  • 1 teaspoon lemon juice
  • 1/2 cup whipped-type dressing
  • Lemon slices and dill to garnish
Soak gelatin in cold water and dissolve in hot water.

Mix all remaining ingredients, adding dressing last. Stir in the gelatin and mix well.

Turn into a loaf pan lined with plastic wrap. Refrigerate until set.

Garnish with lemon slices and fresh dill.

Ask the Agent: This Month's Question

How do I start looking for a home?

So you're about to take the plunge into homeownership. Once you've figured out you can buy a house and how to finance it, the next thing you need is a list of attributes you want in your dream home.

First do some research. Information is readily available at the click of a mouse. Establish what's most important to you: Where are you flexible and what can't you live without?

Next share your list with your real estate agent. For example, while you might want to restrict your search to one area, your agent's familiarity with your needs, plus an understanding of what's available on the market, may have you looking (successfully) outside your preferred location, where you can meet all your needs and get more for your money.

The key is to keep an open mind and trust your agent's experience and expertise. Your perfect home may be closer than you know.

 

 
Inside Your Newsletter this Month...
Boost Your Home's Look for Less: Try These $500 Hacks

Itching for a home improvement project but low on cash? Not every project has to break the bank; there are plenty of jobs that will boost your home's appeal for under $500. Here are a few ideas:

Paint: Paint your kitchen, paint the baseboards, paint your front door, and paint some furniture. It's amazing how a few coats of a new color (or a refreshing of the old one) can improve the overall look and feel of your home.

Work in the yard: You don't have to have the best garden on the street, but a well-maintained front yard plays a huge role in curb appeal. Trim trees, replace or repair fences and install a new mailbox. If you haven't touched your front walkway since moving in, consider a remodel.

Get organized: Most people have a place in their home that could benefit from a major reorganization. For messy closets, a DIY organization system can be installed individually or as a unit; big box stores have good selections at many price points.

Replace hardware: It's expensive to replace cupboards and cabinets, but swapping out hardware can make a big impact for little money. Switch up handles and drawer pulls for updated (or antique) hardware to give your kitchen or bathroom a new look.

Replace your backsplash: If you're handy, replacing your kitchen backsplash is fairly easy and instantly renews the look of the room. Tiles vary widely in price; know how much space you'll need to cover and price out the project before shopping to avoid overspending.


Batteries - The Next Frontier for a Device Focused Society

BatteriesNo matter what device you depend on-a flashlight, a smartphone, or a computer-it likely won't work without a battery. Yet the science behind batteries has been relatively underwhelming. Until now.

Much of the key development work on batteries dates back to the 1800s. And since then the lowly battery has powered our society in a relatively low-key way. Now, however, the battery needs to join the 21st century. And investors such as billionaire Warren Buffet are betting its time has come.

As Michael J. De La Merced noted in The New York Times, "By essentially agreeing to swap his firm's holdings in P&G, worth about $4.7 billion, in exchange for Duracell, Mr. Buffett will gain one of the best-known battery companies in the world." Plus market share.

While many claim Buffett's purchase is a tax maneuver, others believe he sees big opportunities in today's $50 billion global battery market. Batteries represent the new frontier. And Buffet is not alone in noticing.

Tesla, under CEO Elon Musk, recently launched the Powerwall home battery to revolutionize the way we use energy, envisioning a network of home batteries acting as power plants. The product, initially high-priced, will become more affordable and more desirable, Musk believes.

Meanwhile, Science Daily's Battery News regularly highlights new developments in batteries, ranging from "squishies" made from wood pulp to an ultrafast aluminum battery. These days it seems a lot of important players are charged up over batteries. And they're betting big.


How to Spice Up Office or School Lunches

Herb Spice Packed lunches are often boring. So what's a better way to spice up office or school lunches than, well, a little spice?

Caroline Craig and Sophie Missing, authors of The Little Book of Lunch, write in The Guardian: "Our palates have become accustomed to spicy and exotic additions, and we expect the deep, often complex flavor that spices provide whatever meal we're eating." And that's especially true for drab, and sometimes rushed, lunchtime meals.

The authors' suggestions include harissa, a Tunisian hot chili pepper paste that goes on everything from veggies to chicken dishes. (Refer to the Guardian post at Spicy lunch ideas  or check online for recipes.) You can also add spicy oils to noodle soup, or rub leftover chicken with cumin and moisten with mayo for a yummy sandwich. Try marinating any meat with spices, roasting, and wrapping in a pita with lettuce and tomato.

But one word of caution: be sure to use thermoses or cold packs to keep your spicy lunches well chilled. Hummus and olives should be kept cold as well. Let's face it: No one wants ptomaine poisoning-especially at lunch.


Wondering How Much Your Home Is Worth?

How has the price of your home changed in today's market? How much are other homes in your neighborhood selling for?

If you're wondering what's happening to prices in your area, or you're thinking about selling your house, I'll be able to help.

Just give my office a call for a no-fuss, professional evaluation.

I won't try to push you into listing with me or waste your time.

I'll just give you the honest facts about your home and its value.

And maybe I'll also give you the "inside scoop" on what's happening in the housing market near where you live!

Just give my office a call or reply to this email to arrange an appointment. Alternatively, stop by at the office.


Home Solar Systems Make Dollars and Sense

Rooftop solar panels not only enhance a home's green credentials and reduce utility bills, they also make it more marketable and boost its resale value.

Solar installations boost home values: A recent study sponsored by the Department of Energy, and conducted by California-based Lawrence Berkeley National Laboratory (LBL), looked at sales data spanning eight states and nearly 23,000 homes from 2002 to 2013. The study found that home buyers were willing to pay as much as $15,000 more for a home with an average size photovoltaic system of 3.6 kilowatts or 3,600 watts, than for a similar home without solar panels.

On the whole the study found that buyers were willing to pay more for additional solar-generating power, and the larger the system, the larger the premium they would be willing to pay.

And homes sell faster: In active solar markets like New Jersey and California, returns on solar energy investment were higher than in places where the marketplace has not yet caught up with solar power. But regardless of the strength of the market, solar-powered homes enjoyed higher demand and shorter selling cycles than comparable non-solar homes. Interestingly, the LBL study found that homes with solar panels typically sold approximately 20% faster than homes without solar systems.

Considering that the cost of solar system installations has dropped dramatically while solar storage capacity has increased and technology has improved, investment in residential solar energy seems to make both dollars and sense. Through 2016, homeowners and business owners can take advantage of the federal Investment Tax Credit for residential and commercial solar energy applications. Plus, many states offer incentives above and beyond the federal government's tax credit.

One final encouraging development regarding home solar installations: In December, Fannie Mae issued a guideline specifying that if a house has an owned solar system, appraisers should leverage the solar system into the appraisal.

 

This newsletter and any information contained herein are intended for general informational purposes only and should not be construed as legal, financial or medical advice. The publisher takes great efforts to ensure the accuracy of information contained in this newsletter. However, we will not be responsible at any time for any errors or omissions or any damages, howsoever caused, that result from its use. Seek competent professional advice and/or legal counsel with respect to any matter discussed or published in this newsletter. This newsletter is not intended to solicit properties currently for sale....
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