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To create and finance progressive housing solutions so more Californians have a place to call home. Created by State Legislature in 1975 CalHFA is an investor, not a direct lender Loans are facilitated through CalHFA’s network of Approved Lenders and affordable housing partners CalHFA is a completely self-supporting State agency. Bonds are repaid by revenues generated through mortgage loans, not taxpayer dollars.
Introduction to CalHFA
Borrower Eligibility & Income Limits
Property Eligibility & Home Warranty Requirements
Sales Price Limits
CalPLUS FHA Loan Program with Zero Interest Program (ZIP)
CalHFA FHA Program Highlights
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Extra Credit Teacher Program (ECTP)
Summary
- ECTP Program Highlights
- CHDAP Program Highlights
- Mortgage Credit Certificate Tax Credit Program
Sharyl Silva is a Housing Finance Associate in the Lender Services & Outreach unit for the California Housing Finance Agency’s Single Family Lending Division. She currently works with lenders, realtors, non-profit organizations, localities, private and public entities to network educate and promote affordable housing throughout the State of California. Sharyl has worked in the residential real estate lending industry for 12 years. She has worked for various mortgage lenders and has held positions in loan production, HMDA reporting, and community outreach.
Sharyl is dedicated to making the dream of home ownership a reality for California’s first-time-homebuyers. Her primary focus is working closely with public and private affordable housing partners to leverage available resources to make the dream of homeownership come true.
Sharyl has participated at various housing events throughout her career as a speaker, panelist and a vendor to help promote affordable housing in California.
GUEST:
Sharyl Silva
Housing Finance Associate
Lender Services/Outreach – Single Family Lending
California Housing Finance Agency (CalHFA)
500 Capitol Mall MS 950
Sacramento, CA 95814
Phone: 916-326-8687
Fax: 916-326-6424
Website: www.calhfa.ca.gov
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