What Name Do You Want on Title to Your New Home?

Real Estate Agent with Chartwell Kansas City Realty SP00229578 2007027091

Buying a home is a series of choices and decisions. At the very beginning of the process, home buyers may not yet know some of their preferences. First time home buyers, especially, may be learning about architectural styles and floor plans. People who are relocating from outside the area will need to discover the neighborhoods near their new workplace and schools. 

tudor house

Choices about the home and its location are not the only ones that home buyers need to be aware of though. 

One item that is on every single document in a home purchase is your name. If you want your legal name on the title to the home, it's best to use that spelling on every document from the Initial Offer to the Resolution of Unacceptable Conditions. 

Suppose your name is James Sirius Potter. You may go by 'Jim', 'Jimmy', 'James' or maybe even 'Sirius'. You may sign your name J.S.Potter, James S. Potter, or just James Potter. 

If all of the documents we use througout a transaction  identify 'Jim Potter' as the buyer and you decide you want to take possession in the name of 'James Sirius Potter', we will need an amendment signed by all parties indicating that change.

Now, anyone can have a name changed on title after the transaction is complete but if you know what name you want to appear on title, it is best and easiest to accomplish that from the very beginning. So when your real estate agent asks you, be sure to give the name you want used on all legal documents pertaining to the home. 

Posted by

Maria Morton,Realtor© Call 816.560.375Eight Mobile.     Google Maria 

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Maria Morton of Chartwell Kansas City Realty is a licensed Real Estate Agent in KS & MO.  816-877-8200 Office 

4141 Pennsylvania Ave Ste 105 Kansas City, MO 64111   Maria Morton Copyright © 2008-2018 


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Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

That's a little food for thought, Maria!  Also vesting, or how you will take title is important to contemplate!

Aug 22, 2015 07:04 PM #1
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Maria Morton

Kansas City Real Estate 816-560-3758
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