The VA home loan is a great loan for veterans and active duty in Lee's Summit. We'd like to tell you 3 steps to take to get a VA Home Loan. While we could spend hours and hours discussing what a great place Lee's Summit MO is to live; with its great schools and amenties that rival any place around the metro, we can't blame you for looking for a home there.
Rather than talk about all the things that are great about Lee's Summit, we'd reather talk to you about The best way to get an VA Loan in Lee's Summit, because frankly, deciding where to live is not always as easy as deciding how to pay for where to live. This is were our mortgage expert Darren Copeland comes into the conversation, Darren has been doing home loans for over 10 years and knows the best way to get you into your home, from FHA loans to conventional and USDA or VA mortgages. Darren knows what's best for you when you're wanting to buy a home and here's what Darren says is the best way to get an VA home loan in this great city.
- Get your DD214 or COE.
- We can take care of this for you, but it's much easier to begin the process with all the documents that you'll need. To get a VA mortgage loan, you'll need to prove your eligibility with a copy of your DD214 or your Certificate of Eligibility. These documents let us know that you've served the required amount of time and that you are eligible for the VA Home Loan Benefit. It's an essential part of the paperwork that you'll need and we'll need to get things going!
- Know Your Credit Issues
- One of the easiest ways to get a loan denied right away is to have a bad credit score. While the VA home loan is a great benefit with a flexible credit score requirement, it still has to be decent. That's why it pays to have a good idea of what your score is before you go searching for a home loan. Your mortgage lender is going to run your credit, but it's nice to be able to let them know what they might see when they pull it during the pre-approval process. Speaking of Pre-Approval:
- Get Pre-approved
- This first step is simple and just requires you to spend about 10-15 minutes filling out an application (found here) that tells us how much money you make, your job history and current duty assignment or veteran status and some other personal information. It's totally free and doesn't obligate you to use us for your financing (but we're pretty sure you're going to want to work with us when you find out how cool we are and how good we are at our job!)
If you'd like to hear more call us at 816-268-4025 or connect with us on social media and thanks for letting us tell you the 3 steps to take to get a VA Home Loan