Here is a little known fact regarding the foreclosure crisis in our country. 50% ( Fifty Percent) of the people that are in a mortgage crisis ( facing Foreclosure) do NOT even make a single phone call to their lender!
COMMUNICATION is the the biggest most important tool you can use if you are having issues with your mortgage! Make the call! Thats right Make the Call. Let your lender know what is going on! You may be surprised how much it can help. Your lender does NOT want your home. After all they make their money lending it to you! Getting your home via Foreclosure is the LAST thing a bank wants.
There are stories that banks do not want to help. Well actually,the person you may have called does not want to help. But do not get put off by this. Either try again or get an advocate. Yes there is help Virginia. HUD! Not only that but its FREE!!!. ( How cool is that).
Both of these links are full of usefull information.
The Bottom Line.COMMUNICATE!
Hope you found this information useful.