How Much Mortgage Can You Afford?

Real Estate Agent with Keller Williams Realty Atlantic Partners BK 0342677

Ready For Your Dream Home?

Not Sure What You Can Afford?

I always suggest that, before going out looking at houses, buyers talk with a lender and get a better idea of what they can afford.  They can also begin the approval process so that when they find their dream home, they are ready to make a move on it.  With a conditional loan approval - usually conditioned upon an appraisal of the house they decide on and an update of their financial position - they can go in with a much stronger offer and shorten the time period for final approval.  This will be much more appealing to a seller than someone who has not even begun the loan process.  It will also avoid any heartache on the buyers' side if they are turned down for a loan because they thought they could afford more than they really could.

In order to prepare you for this process, read this article from the National Association of Realtors - 4 Tips To Determine How Much Mortgage You Can Afford

Then, when you are ready to buy your dream home, vacation home or investment property here on Amelia Island, give me a call or visit me at - I am here to help!


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Chris and Dick Dovorany
Homes for Sale in Naples, Bonita Springs and Estero, Florida - Naples, FL
Broker/Associate at Premiere Plus Realty

Absolutely, sometimes they're surprised that they can look at higher priced homes and other times they maybe should wait another year.

Aug 30, 2015 05:45 AM #1
Thomas F. Scanlon
Borgida & Company P. C., CPA's - Manchester, CT

Ellen Goulding Myers - Well done. Knowing what the budget is before you go shopping is key.



Aug 30, 2015 05:58 AM #2
Patrick White
Home Driven Realty, Inc - Baldwin, NY
Driven to bring New Yorkers home

Good Afyernoon Ellen

Thanks for the post and information. Have a great week

Aug 30, 2015 06:47 AM #3
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Ellen Goulding Myers

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